Senior Credit Portfolio Manager—Mid-Market

TD; Greenville (SC); On-site; USD 115,000 - 173,000; Full time

Job summary

TD Bank is seeking a Credit Portfolio Manager II to oversee a designated portfolio of commercial loans, ensuring compliance with loan agreements and underwriting standards. The role involves analyzing credit risk, advising on credit solutions, and guiding junior staff in a complex lending environment.

The CPM II collaborates with Lending/Credit Officers, provides insights to senior management, and ensures timely decisions while maintaining confidentiality of financial information.

Qualifications

• Bachelor's degree required or work experience equivalent.
• 10+ years related experience required.
• Strong understanding of commercial development techniques and credit decisions.
• Demonstrates credit and financial analysis skills.
• Working knowledge of capital markets is a plus.
• Refined negotiation and written/verbal communication skills.
• Proficient PC skills.

Responsibilities

• Manage complex credit activities to ensure underwriting quality and timeliness.
• Work on large, complex deals, mainly Middle Market and specialized lending.
• Lead credit-related initiatives and act as a consultant to business lines.
• Collaborate with Lending/Credit Officers to address exceptions noted by auditors/examiners.
• Communicate credit decisions to Relationship/Account Managers.
• Oversee workflow and adherence to policy within the department.
• Participate in cost-benefit analyses and implementations.
• Maintain service level standards and timely information flow.

Skills

Credit analysis

Financial analysis

Negotiation

Communication skills

Capital markets knowledge

PC skills

Education

Bachelor's degree or equivalent

Job description

TD Bank is seeking a Credit Portfolio Manager II to oversee a designated portfolio of commercial loans, ensuring compliance with loan agreements and underwriting standards. The role involves analyzing credit risk, advising on credit solutions, and guiding junior staff in a complex lending environment.

The CPM II collaborates with Lending/Credit Officers, provides insights to senior management, and ensures timely decisions while maintaining confidentiality of financial information.