Mid-Market Credit Underwriter — Impact & Growth

Bank of America; Chicago (IL); On-site; USD 88,000 - 188,000; Full time

Benefits offered by this job

Discretionary incentive eligible

Benefits eligible

Job summary

Bank of America is seeking an experienced credit underwriting professional to support underwriting and monitoring for a client portfolio. You will independently manage transactions, perform financial analysis, and collaborate with Relationship Management and Risk teams to structure loans and ensure compliance.

The role emphasizes credit approval, coaching teammates, and leading loan documentation with internal and external partners. 40-hour work week with competitive benefits is offered.

Qualifications

• 3+ years of solid experience in Commercial Banking underwriting, performing financial analysis, structuring, and portfolio management.
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
• BA/BS degree or equivalent preferred.

Responsibilities

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity.
• Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision‑making process.
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure.
• Has credit approval for certain credit actions.
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

BA/BS

Job description

Bank of America is seeking an experienced credit underwriting professional to support underwriting and monitoring for a client portfolio. You will independently manage transactions, perform financial analysis, and collaborate with Relationship Management and Risk teams to structure loans and ensure compliance.

The role emphasizes credit approval, coaching teammates, and leading loan documentation with internal and external partners. 40-hour work week with competitive benefits is offered.