Commercial Credit Underwriter I — Growth & Risk Focus

Internationalinsuranceprofessionals; Chicago (IL); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Bank of America is seeking a senior loan credit professional to manage a client portfolio, coordinate with relationship managers, and oversee underwriting and risk evaluation. The role includes structuring loans, monitoring compliance, and guiding junior staff.

You will collaborate with credit officers and risk teams to deliver credit solutions, support loan decisions, and ensure accuracy in financial modeling and documentation.

Qualifications

• 3 years of credit and financial institution experience with Commercial Credit Underwriting.
• Strong written and communication skills.
• Proficiency with MS Office (Excel, Word, PowerPoint).
• Attention to detail.
• Bachelor's degree in finance/accounting preferred or equivalent experience.

Responsibilities

• Partners with relationship management and product partners to assess clients' credit needs and create solutions
• Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
• Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
• Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
• Mentors and supports associates
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners

Skills

Credit Underwriting

Written Communications

Financial Analysis

Credit Analysis

Attention to Detail

Education

Bachelor's degree in finance/accounting (preferred)

High School Diploma / GED

Tools

MS Office

Job description

Bank of America is seeking a senior loan credit professional to manage a client portfolio, coordinate with relationship managers, and oversee underwriting and risk evaluation. The role includes structuring loans, monitoring compliance, and guiding junior staff.

You will collaborate with credit officers and risk teams to deliver credit solutions, support loan decisions, and ensure accuracy in financial modeling and documentation.