Member Lending Advisor — Shape Members' Financial Goals

Straits Area Fed Credit Union; Inverness Township (MI); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Competitive pay with annual raises

401k contributions

Free health insurance

Promote from within

Community involvement

Job summary

Straits Area Federal Credit Union is seeking a loan officer to build member relationships, assess creditworthiness, and promote loan products. You will evaluate applications, collect required documents, and coordinate with underwriters to close loans.

The role requires strong communication, negotiation, and multitasking skills, with a focus on confidentiality and meeting monthly targets.

Qualifications

• Negotiation skills and ability to assess member needs.
• Ability to ask difficult questions while maintaining professionalism.
• Ability to work under pressure and multitask multiple loan applications.
• Strong computer skills and proficiency with lending software.
• Willingness to learn new programs and adapt to change.
• Excellent written and verbal communication.
• Ability to work both in a team and independently.

Responsibilities

• Process loan and visa applications by evaluating information and documentation.
• Consult with members about lending needs to help them achieve goals.
• Evaluate loan applications and requests for additional documents.
• Prepare notes and submit timely applications to underwriters.
• Collect closing information needed for timely closings.
• Assist customers by answering questions and responding to requests.
• Maintain confidentiality of loan information.
• Promote loan products and help meet monthly goals.
• Maintain knowledge of lending regulations and current rates.

Skills

Negotiation

Ask difficult questions

Working under pressure

Multitasking

Computer skills

Willingness to learn

Written and verbal communication

Team & independent work

Job description

Straits Area Federal Credit Union is seeking a loan officer to build member relationships, assess creditworthiness, and promote loan products. You will evaluate applications, collect required documents, and coordinate with underwriters to close loans.

The role requires strong communication, negotiation, and multitasking skills, with a focus on confidentiality and meeting monthly targets.