Member‑Focused Consumer Loan Officer | Auto & Personal Loans

ALLIANCE Credit Union Texas; Big Spring (TX); On-site; USD 38,000 - 52,000; Full time

Job summary

ALLIANCE Credit Union Texas in Big Spring, TX is hiring a Consumer Loan Officer to originate, process, and close auto, personal, and signature loans on site. You will interview applicants, analyze creditworthiness, verify documentation, explain loan products, and guide members through the application process while maintaining high levels of member satisfaction.

The role requires consistent in-person interaction with members, collaboration with branch staff, and adherence to credit union policies

Qualifications

• Applicants must have experience as a Loan Officer with knowledge of consumer lending practices and underwriting standards.
• Familiarity with credit unions and member-focused philosophy plus related policies and procedures.
• Strong communication skills to explain complex financial concepts clearly and listen to member needs.
• Hands-on experience with loan applications, credit analysis, documentation, and compliance.
• Demonstrated excellence in customer service and building long-term member relationships.

Responsibilities

• Interview applicants and assess their loan needs.
• Analyze creditworthiness and verify documentation.
• Explain loan products, terms, and conditions to members.
• Process applications and ensure compliance with policies and regulations.
• Collaborate with branch staff and support cross-selling of financial products.

Skills

Communication skills

Customer service

Credit analysis

Data entry

Interpersonal skills

Financial product knowledge

Education

High school diploma

Finance/Business education preferred

Tools

Loan origination systems

Job description

ALLIANCE Credit Union Texas in Big Spring, TX is hiring a Consumer Loan Officer to originate, process, and close auto, personal, and signature loans on site. You will interview applicants, analyze creditworthiness, verify documentation, explain loan products, and guide members through the application process while maintaining high levels of member satisfaction.

The role requires consistent in-person interaction with members, collaboration with branch staff, and adherence to credit union policies