Loan Processor

Team Architects Ltd; Town of Charlotte (NY); On-site; USD 55,000 - 70,000; Full time

Benefits offered by this job

Remote or hybrid flexibility

Job summary

Team Architects Ltd in Charlotte, NC seeks an experienced Loan Processor to manage processing of residential investment loans, including Fix-and-Flip and DSCR programs. You will handle loan intake, document review, and communication with borrowers and brokers.

This role requires strong attention to detail, knowledge of LOS systems, and ability to coordinate with title, insurers, and closing agents to ensure timely closings. Remote or hybrid flexibility based on location.

Qualifications

• Experience processing loans for real estate investors (single-family, multi-family, short-term loans).
• Familiarity with ownership structures (LLCs, corporations, trusts).

Responsibilities

• Review and validate loan applications and documentation.
• Set up files in LOS and maintain documentation in compliance with standards.
• Coordinate with third parties (title, inspections, insurance, closing agents) and monitor pipeline.
• Communicate with borrowers, brokers and the sales team about needs and timelines.

Skills

Loan processing

Investor loans

Customer communication

Tools

LOS

Job description

Job Title: Loan Processor

Position Summary

We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience.

Key Responsibilities

Loan Intake & Initial Review

• Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.)
• Ensure completeness and accuracy prior to submission to underwriting
• Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards

Borrower Communication & Support

• Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle
• Clearly communicate outstanding document needs, next steps, and timelines

Coordination & Pipeline Management

• Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents.
• Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings
• Follow up with internal underwriting and credit teams for file decisions and escalations as needed
• Verify compliance with loan program guidelines, investor overlays, and risk tolerances

Requirements

Education & Experience

• Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans)
• Familiarity with various ownership structures (LLCs, corporations, trusts)

Technical Skills

• Strong understanding of loan documents, title reports, and property insurance requirements
• Ability to read and interpret credit, background, entity documents, and title reports

Soft Skills

• High attention to detail and organizational skills
• Excellent written and verbal communication
• Strong problem-solving abilities and a proactive, solutions-oriented mindset
• Ability to thrive in a fast-paced, deadline-driven environment

Benefits

Base Salary Range

• Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure):
  $55,000 – $65,000
• Mid-Level (3–5 years with relevant experience):
  $65,000 – $70,000

Compensation & Benefits

• Competitive salary plus bonus opportunity
• Health, dental, life, and vision insurance
• 401(k) with company match
• Remote or hybrid flexibility depending on location