Loan Portfolio & Client Services Analyst

Santander Consumer USA Inc.; Jericho (NY); On-site; USD 46,000 - 74,000; Full time

Benefits offered by this job

Santander Benefits

Job summary

Santander Consumer USA Inc. is seeking an Analyst, Portfolio Administration to manage a portfolio of commercial loans, drive renewals, and coordinate underwriting with Relationship Managers.

The role emphasizes delivering premium service to business clients, maintaining data integrity, and supporting risk management across the portfolio. The ideal candidate will have credit structuring and underwriting experience, strong written and verbal communication, and the ability to multitask in a

Qualifications

• Bachelor's degree in a related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred.
• Experience in credit structuring and underwriting and cross selling. - Preferred.
• 3+ Years Business Banking Loan Administration and/or Compliance experience - Preferred.
• Experience with legacy systems such as McCraken and repositories within Nautilus – Preferred.
• Demonstrates experience and judgment with credit decisions and analysis.
• Organized and self-sufficient.
• Strong quantitative reasoning and writing skills.
• Knowledge of underwriting and experience with all underwriting procedures.
• Ability to effectively present information and respond to questions from groups or managers, members, and general public.
• Excellent member service skills.
• Capacity to complete the project on time.

Responsibilities

• Manage a portfolio of Small Business loans and alert senior management to issues which affect portfolio asset quality.
• Deliver superior customer service to business relationships and ensure consistent client experiences throughout the Bank's footprint.
• Drive the renewal and modification process for loans, lines and letters of credit by coordinating the underwriting and closing processes.
• Perform routine, thorough reviews of relationships in assigned loan portfolio to ensure accurate risk grades and data integrity at all times.
• Identify revenue generation and cross-sell opportunities by mining existing customer base and working closely with sales partners.
• Support the Bank's loan payment collection efforts to remain within targets for past dues and charge-offs.
• Identify and support the transfer of problem loans to the Commercial workout unit.

Skills

Loan administration

Credit underwriting

Client management

Writing skills

Quantitative reasoning

Underwriting procedures

Communication skills

Self-motivation

Organized

Relationship liaison

Education

Bachelor's degree

Related field/experience

Tools

McCracken

Nautilus repositories

Job description

Santander Consumer USA Inc. is seeking an Analyst, Portfolio Administration to manage a portfolio of commercial loans, drive renewals, and coordinate underwriting with Relationship Managers.

The role emphasizes delivering premium service to business clients, maintaining data integrity, and supporting risk management across the portfolio. The ideal candidate will have credit structuring and underwriting experience, strong written and verbal communication, and the ability to multitask in a