US Underwriting & Portfolio Strategy Analyst

Santander Bank; New York (NY); On-site; USD 64,000 - 98,000; Full time

Job summary

Santander Bank in New York is seeking an USA Underwriting & Portfolio Management Analyst to support loan underwriting, portfolio management and risk assessment.

You will review documents, third party reports, and assist in presenting loan packages to the credit committee; requires 3 years related experience and a Bachelor's degree. Strong Excel/Office skills and knowledge of banking regulations are expected.

Qualifications

• Bachelor’s Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. – Required.
• 3 Years Related experience and/or training. – Required.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Ability to work in a fast paced environment with little supervision.
• Ability to work well with others and on teams.
• Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.
• Demonstrates strong judgment and sound credit skills.
• Knowledge of Federal banking regulations.

Responsibilities

• Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.
• Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.
• Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.
• Conducts detailed economic and demographic research to determine feasibility of transactions.
• Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.
• Conducts inspections of physical assets.

Skills

Communication

Analytical

Credit knowledge

MS Office

Teamwork

Risk awareness

Education

Bachelor’s Degree or equivalent

Tools

Microsoft Office

Excel

Word

PowerPoint

Job description

Santander Bank in New York is seeking an USA Underwriting & Portfolio Management Analyst to support loan underwriting, portfolio management and risk assessment.

You will review documents, third party reports, and assist in presenting loan packages to the credit committee; requires 3 years related experience and a Bachelor's degree. Strong Excel/Office skills and knowledge of banking regulations are expected.