Loan Operations & Flood Compliance Specialist

Texas Capital; Richardson (TX); On-site; USD 75,000 - 95,000; Full time

Job summary

Texas Capital Bank seeks a Loan Operations Funding & Flood Compliance Analyst to ensure accurate commercial loan funding and flood‑related regulatory adherence. You will collaborate with Lending, Credit, Compliance, Legal, and external vendors to close loans on time and maintain portfolio compliance.

You will act as the Flood Compliance SME, review SFHA collateral, obtain required flood insurance, and oversee force‑placement processes while supporting audits and training across teams.

Qualifications

• 3+ years of commercial loan operations experience including funding and closing.
• 3+ years administering commercial flood compliance requirements.
• Strong knowledge of federal flood regulations and lending compliance.
• Ability to analyze complex issues, exercise judgment and implement solutions.
• Excellent verbal and written communication; strong organizational skills.

Responsibilities

• Review and validate loan closing packages to satisfy funding conditions.
• Execute loan money movements: wires, DDA, GL transfers.
• Ensure timely funding of new loans, renewals, modifications.
• Research funding discrepancies and coordinate closings/disbursements.
• Serve as Flood Compliance SME and ensure SFHA flood coverage before closing.
• Monitor flood insurance throughout loan life and manage flood docs.
• Partner with vendors to meet service levels and compliance expectations.
• Assist audits and deliver training on flood compliance requirements.

Skills

Commercial loan operations

Flood compliance

Regulatory knowledge

Analytical thinking

Strong communication

Organizational skills

Customer service orientation

Cross-team collaboration

Tools

ACBS

Abrigo

Microsoft Excel

Job description

Texas Capital Bank seeks a Loan Operations Funding & Flood Compliance Analyst to ensure accurate commercial loan funding and flood‑related regulatory adherence. You will collaborate with Lending, Credit, Compliance, Legal, and external vendors to close loans on time and maintain portfolio compliance.

You will act as the Flood Compliance SME, review SFHA collateral, obtain required flood insurance, and oversee force‑placement processes while supporting audits and training across teams.