Loan Officer

New American Funding; Salt Lake City (UT); On-site; USD 65,000 - 90,000; Full time

Job summary

New American Funding is seeking a Loan Officer in Salt Lake City, UT, to originate residential mortgage loans and guide clients from application to closing.

You will present loan options, collect financial documents, and coordinate with underwriting to ensure timely closings while maintaining regulatory compliance.

The role requires strong customer service, NMLS licensing, and on-site collaboration with the local branch to meet production goals and uphold service standards.

Qualifications

• Experience in loan origination and closing residential mortgages.
• Knowledge of income analysis, debt-to-income ratios, and general lending principles.
• Familiarity with underwriting processes and documentation requirements.
• Strong customer service and ability to clearly communicate loan terms.
• Licensed with NMLS in good standing as required.
• On-site work in Salt Lake City, UT and ability to manage multiple files.
• Proficiency with mortgage origination software, CRM tools, and standard office applications.
• High school diploma or equivalent; bachelor’s degree in Business, Finance, or related field preferred.

Responsibilities

• Originate residential mortgage loans and guide clients through the application process.
• Present suitable loan products aligned with client financials and homeownership goals.
• Meet with prospective borrowers and collect/review financial documents.
• Coordinate with underwriting and processing teams to maintain timely closings.
• Maintain accurate records in compliance with regulatory standards.
• Provide clear communication on loan terms, closing requirements, and timelines.
• Deliver high-quality customer service from initial contact through funding and post-closing follow-up.
• Collaborate with branch leadership and support staff to achieve production goals and uphold service standards.

Skills

Loan Origination

Residential Mortgages

Financial Analysis

Customer Service

NMLS Licensed

On-site Collaboration

Mortgage Software & CRM

Education

High School Diploma or Equivalent

Bachelor’s Degree in Business/Finance or Related Field

Tools

Mortgage Origination Software

CRM Tools

Office Applications

Job description

Company Description

New American Funding is a mortgage lender committed to helping clients of all backgrounds achieve the goal of homeownership through a broad product suite and competitive pricing. The organization focuses on delivering timely, efficient closings and continues to support clients by servicing their mortgages after closing. Every step of the homeownership journey is guided by a strong commitment to client service and improving clients’ standard of living. The company operates under NMLS #6606 and adheres to all applicable state licensing and regulatory requirements, providing transparent access to consumer information and legal disclosures.

Role Description

The Loan Officer is a full-time, on-site role based in Salt Lake City, UT. The role is responsible for originating residential mortgage loans, guiding clients through the application process, and presenting suitable loan products that align with each client’s financial profile and homeownership goals. Daily activities include meeting with prospective borrowers, collecting and reviewing financial documentation, coordinating with underwriting and processing teams, and maintaining accurate records in compliance with regulatory standards. The Loan Officer will also provide clear, consistent communication, explain loan terms and closing requirements, and deliver high-quality customer service from initial contact through funding and post-closing follow-up. Collaboration with branch leadership and support staff to achieve production goals and uphold New American Funding’s service standards is expected.

Qualifications

• Demonstrated experience in Loan Officers and Loan Origination, with a track record of successfully closing residential mortgage loans.
• Knowledge of Finance, including income analysis, debt-to-income ratios, and general lending principles.
• Familiarity with Underwriting processes and documentation requirements, and ability to work effectively with underwriting teams.
• Strong Customer Service skills, with the ability to communicate complex information clearly and build long-term client relationships.
• Relevant state and federal mortgage licensing as required (e.g., NMLS registration in good standing).
• Ability to work on-site in Salt Lake City, UT, manage multiple files simultaneously, and meet productivity and quality targets.
• Proficiency with mortgage origination software, CRM tools, and standard office applications.
• High school diploma or equivalent required; bachelor’s degree in Business, Finance, or related field preferred.