Loan Officer

West Capital Lending; Sacramento (CA); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Leads

In-house processing team

Job summary

West Capital Lending is seeking a Loan Officer to guide clients through the financing process and offer tailored loan solutions while ensuring regulatory compliance. You will assess financial data, recommend products, and work with underwriters and processors to secure timely approvals.

Join a team that provides leads and strong in-house support to maximize success. The role blends sales, service, and strategy with a focus on client satisfaction and referrals.

Qualifications

• Minimum 1 year of experience as a Loan Officer or similar role in financial services.
• Current NMLS loan officer license.
• Strong understanding of loan products, underwriting, and regulations.
• Excellent interpersonal and communication skills.
• Ability to assess financial data and determine creditworthiness.
• Proficiency in Microsoft Office and loan processing software.
• Highly organized and detail-oriented with ability to manage multiple priorities.

Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals.
• Recommend appropriate loan products based on client eligibility and financial situation.
• Guide clients through the entire loan process, ensuring a smooth and informed experience.
• Verify documentation and ensure compliance with regulations.
• Collaborate with underwriters, processors, and support teams to drive timely approvals.
• Maintain knowledge of lending guidelines, market conditions, and regulations.
• Build and maintain strong client relationships to ensure satisfaction and referrals.
• Meet and exceed individual and team sales goals.

Skills

1 year experience

NMLS license

Loan products knowledge

Interpersonal skills

Credit assessment

Microsoft Office

Loan processing software

Organized and detail-oriented

Education

NMLS License (Loan Officer)

Tools

Microsoft Office Suite

Loan processing software

Job description

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Leads
• Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Requirements

• Minimum 1 year of experience as a Loan Officer or similar role in financial services
• Current Loan Officer license (NMLS)
• Strong understanding of loan products, underwriting, and industry compliance
• Excellent interpersonal and communication skills
• Ability to assess financial data and determine creditworthiness
• Proficiency in Microsoft Office Suite and loan processing software
• Highly organized and detail-oriented with the ability to manage multiple priorities

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.