Loan Officer

Cornerstone Capital; Northern (KY); Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Full benefits package

Job summary

Cornerstone Capital invites an experienced Licensed Loan Officer to join our mortgage team. The role focuses on promoting and selling loan products, managing client relationships, and ensuring accurate, timely closings.

You will provide excellent service, respond to inquiries, interview borrowers, negotiate rates, and stay compliant with mortgage laws. A Bachelor’s degree or equivalent is preferred, with a license or the ability to obtain one within 60 days.

Qualifications

• Minimum 2 years of mortgage industry experience with a clear understanding of residential loan process from application through fulfillment; or Bachelor’s degree or equivalent preferred.
• Must be licensed (or able to gain license within 60 days of start date) by the applicable regulator in each state in which activities occur.
• Excellent communication skills required.
• Strong organizational, problem-solving, and analytical skills required.

Responsibilities

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions

Skills

Communication skills

Time management

Organizational skills

Analytical skills

Customer service

Education

Bachelor’s degree or equivalent

Job description

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers.

What you’ll do:

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What you’ll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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