Loan Officer

Diamond Bank; Hot Springs (AR); On-site; USD 45,000 - 65,000; Full time

Job summary

Diamond Bank is seeking a qualified individual in Hot Springs, Arkansas, to provide consumer, commercial, and residential mortgage loans. The successful candidate will perform collection services on delinquent accounts and interview loan applicants. Required qualifications include 2-4 years of experience in a financial institution, with a background in banks' regulations and operating procedures. Good organizational skills and understanding of the Bank's products are essential. Criminal and credit background checks are required prior to hire.

Qualifications

• Two to four years of experience in a financial institution or loan setting.
• Extensive background in financial institution operating policies and procedures, and all pertinent banking regulations.
• Good understanding and knowledge of the Bank's products and services.

Responsibilities

• Provides consumer, commercial, residential mortgage loans while complying with policies.
• Performs collection services on delinquent accounts.
• Interviews loan applicants and orders credit reports.

Skills

Cross selling

Management skills

Organizational skills

Education

Educated in business, finance or related field

Job description

Provides consumer, commercial, residential mortgage loans, in compliance with the Bank's policies and procedures. Performs collection services on delinquent accounts. Interviews loan applicants and orders credit reports. Requests specific information for loan application. Analyzes and assesses applicant's financial status, credit and property to determine feasibility of granting loan. Structures sound and profitable loans. Assures loans are properly closed and collateral is perfected.

• Educated in business, finance or related field.
• Two to four years of experience in a financial institution or loan setting.
• Extensive background in financial institution operating policies and procedures, and all pertinent banking regulations.
• Good understanding and knowledge of the Bank's products and services.
• Good cross selling, management and organizational skills.

Criminal and credit background search required prior to hire.