Loan Officer

West Capital Lending; Aliso Viejo (CA); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Competitive commission structure

Access to a wide range of loan منتجات

Job summary

West Capital Lending is seeking a motivated Loan Officer to originate residential mortgages in a remote role focused on California clients. You will manage the loan process from application through closing in a virtual environment.

The ideal candidate will have experience with conventional, FHA, VA, and Non-QM products, plus strong communication and relationship-building skills, and the ability to work independently from home.

Qualifications

• Active LO license is required.
• 1+ year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closing.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Communication skills

Sales skills

Relationship-building

Independent worker

Remote work proficiency

Education

Active Loan Originator license

Tools

Loan origination software

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in California. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment

Key Responsibiliti

• esOriginate residential mortgage loans, including Conventional, FHA, VA, and Non-QM produc
• tsBuild and maintain strong relationships with clients, real estate agents, and referral partne
• rsGuide borrowers through the loan application process and provide clear, timely communicati
• onAnalyze borrower financials to recommend appropriate loan produc
• tsEnsure all loan files meet federal, state, and investor compliance requiremen
• tsCollaborate with processing and underwriting teams to ensure smooth and timely closin
• gsStay up to date on lending guidelines, market trends, and interest rate chang

Qualificati

• onsActive Loan Originator lice requi
• red+1 year of experience as a Loan Officer or Mortgage Loan Originator prefer
• redStrong knowledge of mortgage products and underwriting guideli
• nesExcellent communication, sales, and relationship-building ski
• llsAbility to work independently in a remote environm
• entProficient with loan origination systems and digital documentation to

What We O

• fferCompetitive commission structure with high earning poten
• tialAccess to a wide range of loan products and competitive r
• atesMarketing and operational sup
• portFlexible schedule with autonomy over your pipe
• lineGrowth opportunities within a scaling organiza