Loan Officer

West Capital Lending; Houston (TX); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Competitive commission structure

Access to a wide range of loan products

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to join our remote team, primarily serving clients in Michigan. The ideal candidate will have an active Loan Originator license, strong knowledge of mortgage products, and excellent communication skills.

This role involves originating mortgage loans, building relationships with clients and partners, and guiding borrowers through the application process. We offer competitive commissions, marketing support, and growth opportunities within the organization.

Qualifications

• 1+ year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Knowledgeable in residential lending.
• Comfortable managing the loan process from application through closing.

Responsibilities

• Originate residential mortgage loans of various types.
• Build and maintain relationships with clients and partners.
• Guide borrowers through the loan application process.
• Analyze borrower financials for appropriate loan recommendations.
• Ensure compliance with all loan file requirements.
• Collaborate with processing and underwriting for timely closings.
• Stay updated on lending guidelines and market trends.

Skills

Strong knowledge of mortgage products

Excellent communication skills

Relationship-building skills

Sales skills

Ability to work independently

Proficient with loan origination systems

Education

Active Loan Originator license (NMLS)

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in Michigan. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization