Loan Officer

West Capital Lending; Fort Worth (TX); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Competitive commission structure

Marketing and operational support

Flexible schedule

Job summary

West Capital Lending is seeking a dedicated Loan Officer to join their team remotely. This role focuses on originating residential mortgage loans and requires an active Loan Originator license (NMLS). Ideal candidates have over a year of experience in the field and possess excellent communication and analytical skills.

You'll build strong relationships with clients and guide them through the loan process while ensuring compliance and seamless closings. Enjoy a competitive commission structure and growth opportunities within the organization.

Qualifications

• Applicant must possess an active Loan Originator license (NMLS).
• Minimum of 1 year experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong understanding of mortgage products and underwriting guidelines.

Responsibilities

• Originate residential mortgage loans including Conventional, FHA, VA, and Non-QM products.
• Build and maintain relationships with clients and partners.
• Guide borrowers through the loan application process.
• Analyze borrower financials to recommend loan products.
• Ensure compliance with all loan files.
• Collaborate with processing and underwriting teams for closings.
• Stay informed on lending guidelines and market trends.

Skills

Communication skills

Sales skills

Relationship-building skills

Knowledge of mortgage products

Analytical skills

Education

Active Loan Originator license (NMLS)

+1 year experience as a Loan Officer or Mortgage Loan Originator

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in Michigan. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization