Livestock Credit Officer: Analytics & Risk

Farm Credit Illinois; Illinois; On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

401(k) with 3% employer contribution

6% employer match

Vacation and holidays

Job summary

Farm Credit Illinois is seeking a Credit Officer, Livestock Specialist to provide advanced credit analysis, underwriting, and loan decision support for traditional agricultural loans. You will evaluate opportunities, approve or deny loans within delegated authority, participate in loan committees, and support livestock-focused training and initiatives.

The role emphasizes applying the 5 C's of Credit, establishing loan covenants, and maintaining data confidentiality while representing Credit

Qualifications

• Ability to analyze and underwrite traditional agricultural loan requests using financials, projections, and ratios.
• Apply the 5 C's of Credit, lending standards, risk ratings, and collateral analysis.
• Prepare written credit narratives identifying trends, strengths, weaknesses, risks, and conformity with lending standards.

Responsibilities

• Establish loan covenants, servicing plans, and risk-mitigation strategies.
• Evaluate troubled credits, restructures, allowances, charge-offs, and recoveries.
• Develop livestock-focused training and share credit philosophy, tools, and resources.
• Protect confidentiality, security, and integrity of data; represent Credit Services in livestock programs.

Skills

Credit analysis

Underwriting

Financial projections

Risk assessment

Lending standards

Education

Bachelor's degree in Finance or related field

Job description

Farm Credit Illinois is seeking a Credit Officer, Livestock Specialist to provide advanced credit analysis, underwriting, and loan decision support for traditional agricultural loans. You will evaluate opportunities, approve or deny loans within delegated authority, participate in loan committees, and support livestock-focused training and initiatives.

The role emphasizes applying the 5 C's of Credit, establishing loan covenants, and maintaining data confidentiality while representing Credit