Credit Officer - Livestock Specialist

Farm Credit Illinois; Mahomet (IL); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Competitive compensation

Bonus potential

Job summary

Farm Credit Illinois in Mahomet, IL is seeking a Credit Officer, Livestock Specialist to provide advanced credit analysis, underwriting, and loan decision support for traditional agricultural loans. You will evaluate opportunities, approve or deny loans within delegated authority, and participate in loan committees while supporting livestock-focused initiatives.

Qualifications include a finance- or agriculture-related degree, strong analytical skills, and proficiency with Microsoft Office.

Qualifications

• Working knowledge of credit analysis, underwriting principles, and regulatory requirements.
• Understanding of production agriculture, finance, and macroeconomics.
• Strong analytical skills and ability to assess risk and make timely decisions.
• Proficiency with Microsoft Word, Excel, PowerPoint, and Outlook.
• Effective oral and written communication and collaboration with teams and customers.

Responsibilities

• Analyze and underwrite traditional agricultural loan requests.
• Apply the 5 Cs of Credit and assess risk in loan structures.
• Prepare credit narratives highlighting trends, strengths, and risks.
• Establish loan covenants, servicing plans, and risk-mitigation strategies.
• Develop livestock-specific training and share credit resources.
• Protect confidentiality and security of data.
• Represent Credit Services in livestock-related programs.

Skills

Credit analysis

Underwriting

Regulatory requirements

Agriculture finance

Macroeconomics

Analytical skills

Communication

Education

Bachelor's degree in finance, agriculture, business, or related field

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Microsoft Outlook

Job description

About Farm Credit Illinois Farm Credit Illinois (FCI) is an agricultural financial cooperative owned by more than 17,400 farmers, rural landowners, and agribusiness voting stockholders in the southern 60 counties of Illinois. Dedicated to Helping Farm Families Succeed, FCI provides competitive and flexible financing, crop insurance expertise, and Rural 1st country life lending. FCI manages an $8 billion loan portfolio, sells 1.5 million acres of crop insurance coverage, and employs approximately 300 staff in the Mahomet headquarters and 14 regional offices. The U.S. Farm Credit System is a network of locally owned cooperatives supporting rural communities, farm families, and agriculture with reliable, consistent credit and financial services today and tomorrow.

Why Join Us

• Competitive compensation package. Grade and salary commensurate with experience, with an annualized base salary range of 70,000.00
• 100,000.00 plus a bonus based on team and individual performance.

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting.

• Comprehensive benefit package includes 401(k) with 3% employer contribution and 6% employer match, vacation days, sick days, 13

paid holidays, parental leave, and volunteer leave, along with medical, dental, vision, and life insurance as further described at https://www.farmcreditfoundations.com/fcfbenefits/

• Professional development and career growth opportunities.

The Role

Credit Officer, Livestock Specialist provides advanced credit analysis, underwriting, and loan decision support for traditional agricultural loans. This role evaluates credit opportunities, approves or denies loans within delegated authority, participates in loan committees, and supports livestock-focused training and Association initiatives.

What You Will Contribute

• Analyze and underwrite traditional agricultural loan requests by reviewing application information, compiling financials, completing projections and ratio analysis, and evaluating eligibility and risk.
• Apply the 5 Cs of Credit, lending standards, risk ratings, loss-given-default assignments, and collateral analysis to support sound credit decisions and appropriate loan structures.
• Prepare written credit narratives that identify financial trends, strengths, weaknesses, risks, and conformity with lending standards.
• Establish loan covenants, servicing plans, and risk-mitigation strategies; evaluate troubled credits, troubled debt restructures, allowances, charge-offs, and recoveries.
• Develop and deliver livestock-specific training and share Farm Credit Illinois credit philosophy, tools, and resources.
• Protect the confidentiality, security, and integrity of Association and customer data.
• Represent Credit Services in livestock-related programs and Association initiatives.

What We Are Looking For

Required Skills

• Working knowledge of credit analysis, underwriting principles, and regulatory requirements.
• General understanding of production agriculture, finance, and macroeconomics.
• Strong analytical skills with the ability to distinguish significant details, assess risk, a d make timely, sound decisions.
• Proficiency with Microsoft Word, Excel, PowerPoint, and Outlook, with the ability to learn and use technology to improve efficiency.
• Effective oral and written communication skills with the ability to collaborate and exchange information with colleagues, leadership, and customers.

Minimum Qualifications

• Bachelors degree in finance, agriculture, business, or a related field

or an equivalent combination of education and experience sufficient to perform the essential functions of the role

• A livestock background or related experience is preferred. Farm Credit Illinois is an Equal Employment / ... employer. We do not discriminate in hiring based on any characteristic protected by law. If you need a reasonable accommodation during any part of the employment process, please contact [e-mail].