Vice President, Member Risk Solutions

Farm Credit Illinois; Illinois; On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

401(k) with employer contribution

Employer match

Vacation days

Sick days

13 paid holidays

Parental leave

Volunteer leave

Medical insurance

Dental Insurance

Vision insurance

Life insurance

Job summary

Farm Credit Illinois is seeking a Vice President, Member Risk Solutions to work directly with high‑risk borrowers and internal stakeholders to maximize recoveries, minimize credit losses, and protect Association capital. You will bring expertise in collections, loan workouts, credit analysis, and portfolio risk management to support informed decisions on distressed loans.

The role involves developing strategies, leading litigation support, evaluating remedies, and collaborating with loan

Qualifications

• Bachelor’s degree or equivalent in finance-related field and 3–5 years in financial analysis, underwriting, portfolio management, or collections.
• Experience with credit risk and distressed loan management is preferred.
• Ability to analyze credit data and communicate recommendations clearly.

Responsibilities

• Develop and negotiate collection, restructuring, and repayment strategies to maximize recoveries.
• Lead collection and recovery efforts, evaluate remedies, and manage litigation support activities.
• Perform advanced credit analysis, assess collateral, and recommend credit decisions within authority.
• Monitor high‑risk relationships and suggest classification changes for sound portfolio management.
• Develop delinquent account strategies, including collateral adjustments and recovery opportunities.
• Collaborate with field leadership and loan committees to evaluate troubled credits and mitigate risk.
• Maintain portfolio data, analyze trends, and support informed business decisions.

Skills

Credit analysis

Loan collections

Negotiation

Communication

Regulatory knowledge

Education

Bachelor’s degree in finance, agriculture, business

Tools

MS Office

Job description

About Farm Credit Illinois

Farm Credit Illinois (FCI) is an agricultural financial cooperative owned by more than 17,400 farmer, rural landowner, and agribusiness voting stockholders in the southern 60 counties of Illinois. Dedicated to Helping Farm Families Succeed, FCI provides competitive and flexible financing, crop insurance expertise, and Rural 1st® country life lending. FCI manages an $8 billion loan portfolio, sells 1.5 million acres of crop insurance coverage, and employs approximately 300 staff in the Mahomet headquarters and 14 regional offices. The U.S. Farm Credit System is a network of locally owned cooperatives supporting rural communities, farm families, and agriculture with reliable, consistent credit and financial services today and tomorrow.

Why Join Us

• Competitive compensation package. Grade and salary commensurate with experience, with an annualized base salary range of 95,000.00 - 140,000.00plus a bonus based on team and individual performance. This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting.

• Comprehensive benefit package includes 401(k) with 3% employer contribution and 6% employer match, vacation days, sick days, 13 paid holidays, parental leave, and volunteer leave, along with medical, dental, vision, and life insurance as further described at https://www.farmcreditfoundations.com/fcfbenefits/

• Professional development and career growth opportunities.

• Opportunity to work for a reputable and community-focused financial institution dedicated to a positive, collaborative work environment that encompasses the association’s mission to serve our members and the agricultural industry as we strive to help farm families succeed

The Role

The Vice President, Member Risk Solutions works directly with high‑risk borrowers and internal stakeholders to maximize recoveries, minimize credit losses, and protect Association capital. This role provides expertise in collections, loan workouts, credit analysis, and portfolio risk management while supporting informed decision‑making on distressed and delinquent loan relationships.

What You Will Contribute

• Develop and negotiate collection, restructuring, and repayment strategies with borrowers, attorneys, lenders, accountants, and government agencies to maximize recoveries and minimize losses.
• Lead collection and recovery efforts by evaluating legal remedies, engaging professional resources, managing litigation support activities, and determining the most effective resolution strategies.
• Perform advanced credit analysis by evaluating financial information, assigning risk ratings, assessing collateral positions, and recommending credit decisions within delegated authority.
• Monitor and manage high‑risk and adversely classified loan relationships by identifying emerging risks, recommending classification changes, and supporting sound portfolio management practices.
• Develop and execute relationship strategies for delinquent accounts, including negotiating additional collateral, identifying recovery opportunities, and implementing action plans.
• Collaborate with field leadership and loan committees to evaluate troubled credit relationships, support loan decisioning, and promote effective risk mitigation strategies.
• Maintain accurate portfolio data, monitor trends, and provide analysis that supports credit quality, recovery efforts, and informed business decisions.

What We Are Looking For

Required Skills

• Working knowledge of credit analysis, loan collections, and legal and regulatory requirements related to credit administration.
• Strong understanding of production agriculture, finance, and macroeconomic factors that influence borrower performance and portfolio risk.
• Proven problem‑solving and negotiation skills with the ability to develop solutions for complex borrower situations and recovery efforts.
• Proficiency with Microsoft Office applications and technology tools that support analysis, reporting, and operational efficiency.
• Strong verbal and written communication skills with the ability to effectively communicate complex topics to a variety of audiences

Minimum Qualifications

• Bachelor’s degree in finance, agriculture, business, or related field and
• 3-5 years of related experience in financial analysis, credit underwriting, portfolio management, or loan collections
  • Or equivalent education, experience, and skillset sufficient to perform the essential functions of the job

Farm Credit Illinois is an Equal Employment / Affinititive Action employer. We do not discriminate in hiring based on any characteristic protected by law.

If you need a reasonable accommodation during any part of the employment process, please contact [e-mail]. Requests will be reviewed on a case‑by‑case basis.