Life Insurance Specialist

Aaa-Mountain-West-Group-1; Chandler (AZ); On-site; USD 40,000 - 90,000; Full time

Benefits offered by this job

401k Matching

Benefits – Medical, Dental, Vision

Paid Holidays

Paid Time Off – volunteering

AAA Membership Discounts

Tuition Reimbursement Program

Job summary

AAA Life is seeking a Life Insurance Sales Agent to increase market share among members and insureds, with strong emphasis on lead development and cross-selling opportunities. The role requires maintaining high production and adherence to sales processes, while building solid relationships with front-line staff and agents.

The position offers a strong incentive plan, benefits, and ongoing education to stay current with policy changes and regulatory requirements.

Qualifications

• Active Life Insurance License in the resident state.
• Minimum 1 year of life insurance or annuity sales experience.
• Strong communication and relationship-building skills.
• Bilingual abilities preferred.

Responsibilities

• Maximize life insurance market penetration with members and insureds and identify new sales opportunities.
• Develop an annual business plan with input from Life Sales Manager to meet goals.
• Provide leads to Sales Agents for cross-sell and partnerships.
• Maintain compliance with applicable regulations and internal processes.

Skills

Life insurance sales

Lead development

Bilingual

Interpersonal skills

Sales training

Customer service

Education

High School Diploma or GED

State Resident Life Insurance License

Bachelor's degree in related area

CLU / ChFC / LUTCF designations

Tools

CRM software

MS Office

Job description

Why Work For Us?Great Pay - opportunity to participate in AAA discretionary annual incentive plan or other incentive plans depending upon position401k Matching – $1 for $1 company match up to 6% of eligible earnings per pay periodBenefits – Medical, Dental, Vision, wellness program and more!Paid HolidaysPaid Time Off – Team Members accrue paid time off monthly. Depending on position, an additional 24 hours per year are earmarked for volunteer activities.Collaborative Environment – AAA will value your contribution to providing exceptional service to our membersFree AAA Classic MembershipAAA Product DiscountsTuition Reimbursement Program.The Life Insurance Sales Agent Without Renewal is fully qualified in all aspects of the job, working under limited supervision.ESSENTIAL FUNCTIONSMaximizes life insurance market penetration with current members and property/casualty insureds and stays vigilant for new sales opportunities. Maintains high quality production and persistency standards to assure profitable growth. Identifies and develops sales opportunities within the community. Follows company approved sales process in the completion of required financial, activity and sales reporting.Provides life sales support and training on lead development and identification for the frontline employees, Insurance Sales Agents (P/C) and other staff who come in contact with members/ insureds. Establishes and maintains strong working relationships with front line employees, Sales Agents and the branch management team. Notifies Agents in a timely manner of result with referred lead. Provides leads from life insureds and other calls to Sales Agents for other products/services, i.e., membership, auto/homeowners and travel insurance.Stays well-informed of changes and developments in policy and/or external practices. Attends meetings to obtain information, provide input, keep lines of communication open, stay updated and offer sales ideas when appropriate. Keeps current in industry; maintains continuing education for licensure.Develops annual business plan with input and involvement from the Life Sales Manager to meet goals and determine responsibilities, including new business life sales, quality standards, as well as building outstanding customer relationships. Reviews plan objectives and reassesses strategies to align performance relative to annual sales goals.Ensures compliance with NCNU and AAA Life and regulations, as well as external regulationsKNOWLEDGE AND SKILLSStrong interpersonal, presentation and communication skills needed to interact with staff, members and insureds effectivelyAbility to cultivate relationships with peers and staff; educates staff to make referrals to Life Insurance AgentsComputer skills in basic software applications, and navigating business applications specific to life insuranceDemonstrated skills in selling life insurance and annuities; Skills to develop, track and effectively follow up on leads (preferred)Strong knowledge in sales techniques, life product line illustrations, features and benefits (preferred)Demonstrated skills in prospecting and lead generation abilities (preferred)Bilingual communication skillsEDUCATION, COMPETENCIES, CERTIFICATIONS/LICENSESHigh School Diploma or GEDValid Automobile Operator's LicenseActive State Resident Life Insurance LicenseBachelor's degree in related area or an equivalent combination of education and experience (preferred)1+ years experience in Life Insurance and/or Annuity SalesCLU, ChFC and/or LUTCF DesignationsWORKING ENVIRONMENT / MINIMUM PHYSICAL REQUIREMENTSWorks in an office environment sitting at a desk, table or computer workstation for extended periods of time. May travel by car, plane or other form of transportation to attend business meetings or conferences. Approximately 50-80 percent of the time spent on the job involves the use of a personal computer.-