Life Insurance Specialist

Calculated Hire; Livonia (MI); On-site; USD 75,000 - 90,000; Full time

Benefits offered by this job

Unlimited Income Potential

Medical, dental and vision benefits

401k Match

Paid Time Off (PTO)

Tuition assistance program

Job summary

A leading insurance company in Livonia seeks motivated Life Insurance Specialists for outside sales. This role involves engaging with potential clients to drive new business and support retention. Successful candidates will have a strong knowledge of life insurance, possess necessary licenses, and have at least 2 years of experience. The position offers unlimited income potential through incentives and commissions.

Qualifications

• Possession of valid State Life Sales licenses.
• Minimum of 2 years' experience soliciting and selling life insurance products.
• Ability to work independently with minimal supervision.

Responsibilities

• Solicit and sell Life & Health insurance and Annuity products.
• Develop leads and prospects for new accounts.
• Prepare proposals and close sales of various insurance products.

Skills

Strong working knowledge of Life Insurance and Annuity products and services

Effective communication skills

Organizational skills

Ability to build relationships

Education

High School diploma or equivalent

Job description

Overview

Life Insurance Specialist – Outside Sales

We are seeking motivated Life Insurance Specialists who thrive in an outside sales environment. This role involves regularly engaging with potential clients outside of a traditional office setting to drive new business and support customer retention efforts.

Base pay range

$75,000.00/yr - $90,000.00/yr

Additional compensation types

Commission and Sign-on bonus

Direct message the job poster from Calculated Hire

Perks and benefits

Unlimited Income Potential

Average New Hire Earnings after Commissions: $75,000 - $90,000

Pay Structure

• NEW Elevated tiered commissions for the first 12 months

Benefits

• Medical, dental and vision benefits
• 401k Match
• Paid parental leave and adoption assistance
• Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
• Tuition assistance program, professional certification reimbursement program and other professional development opportunities
• AAA Membership

Why Choose AAA Auto Club Group (ACG)

• Lead generation of 14+ million members
• Access to unlimited walk-in traffic and referrals
• Online lead generation
• Career advancement opportunities with a focus on development and growth

Responsibilities

• Solicit and sell Life & Health insurance and Annuity products under minimal supervision, primarily within ACG branch locations.
• Maintain thorough knowledge of product features and marketing and sales techniques; achieve established sales goals.
• Develop leads and prospects for new accounts through various marketing activities (outbound/inbound calls, mailings, referrals, networking, website, seminars, etc.).
• Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
• Complete applications and follow internal processing procedures to ensure transactions comply with company policies.
• Work collaboratively with branch staff to maximize leads, sales opportunities, and cross-sell opportunities.
• Assist Underwriting and Brokerage Departments as needed.
• Respond to customer inquiries and ensure sound sales practices are used.
• Prepare reports documenting prospecting and sales activities and maintain required production standards and persistency levels.

Qualifications

Required Qualifications:

• Possession of valid State Life Sales licenses
• Ability to take and pass LUTC or CLU coursework
• Maintain Life and Health licenses required to sell products
• Possession of a valid State driver’s license
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

Education

• High School diploma or equivalent
• Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
• Experience selling intangible products

Successful candidates will possess:

• Strong working knowledge of Life Insurance and Annuity products and services
• Ability to listen to and analyze customer needs and make recommendations to customers that best fit their needs and promote a positive Member experience
• Effectively communicate complex information with prospective clients in a clear manner
• Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products
• Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
• Ability to perform mathematical calculations to determine premiums and values of Life insurance and financial products
• Ability to build and maintain strong relationships with customers
• Prospecting and developing new sales opportunities and meeting production requirements
• Ability to work collaboratively with all team members to attain business goals
• Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of leads
• Understands and can articulate to customers the tax and legal impacts of the products on Members
• Strong organization, planning, time management and administrative skills
• Representing Auto Club Life in a professional and positive manner
• Safely operating a motor vehicle to travel to various locations for meetings or community events
• Proficient writing skills to compose routine correspondence
• Working independently with minimal supervision
• Good PC skills including word processing, spreadsheets, presentations, and email
• Willingness to work irregular hours including evenings and weekends
• Limited travel required for community events

Job function and industry

• Job function: Distribution
• Industries: Business Consulting and Services and Retail

Note: This description has been refined to remove extraneous postings and site notices while preserving the core responsibilities, qualifications, and compensation information.