Life Insurance Agent

Aaa-Mountain-West-Group-1; Redwood City (CA); On-site; USD 21,000 - 30,000; Full time

Benefits offered by this job

401k Matching

Medical Insurance

Dental Insurance

Vision Insurance

Wellness Program

Paid Holidays

Paid Time Off

Volunteer Time Off

AAA Membership Discount

Tuition Reimbursement

Product Discounts

Job summary

Aaa-Mountain-West-Group-1 is seeking a Life Insurance Sales professional in Redwood City, CA to maximize market penetration and support frontline staff with lead development and training. You will work with Insurance Sales Agents and branch teams to drive life and annuity sales, while staying compliant with regulations.

Required licensure and strong interpersonal skills, with 1+ years in life insurance sales; bachelor’s degree or designations preferred.

Qualifications

• High school diploma or GED required; active Life Insurance license in-state.
• 1+ years experience in Life Insurance and/or Annuity sales preferred.
• CLU/ChFC/LUTCF designations preferred.

Responsibilities

• Maximizes life insurance market penetration with current members and insureds.
• Maintains high quality production and persistency standards for profitable growth.
• Identifies and develops sales opportunities within the community.
• Provides life sales support and training on lead development for frontline employees and agents.
• Establishes and maintains strong relationships with agents and branch management.
• Notifies Agents of results with referred leads and provides leads for cross-sell.

Skills

Life Insurance Sales

Annuities

Lead Generation

Sales Process

Interpersonal Skills

Bilingual

Communication

Licensing Knowledge

Education

High School Diploma or GED

State Resident Life Insurance License

Bachelor's Degree (related area)

CLU/ChFC/LUTCF Designations (preferred)

Tools

CRM Software

MS Office / Google Workspace

Job description

Why Work For Us?Great Pay - opportunity to participate in AAA discretionary annual incentive plan or other incentive plans depending upon position401k Matching – $1 for $1 company match up to 6% of eligible earnings per pay periodBenefits – Medical, Dental, Vision, wellness program and more!Paid HolidaysPaid Time Off – Team Members accrue paid time off monthly. Depending on position, an additional 24 hours per year are earmarked for volunteer activities.Collaborative Environment – AAA will value your contribution to providing exceptional service to our membersFree AAA Classic MembershipAAA Product DiscountsTuition Reimbursement Program.At AAA, our Team Members strive to deliver amazing service and help our Members outsmart life’s roadblocks. We believe everything you do outside of work adds to who you are at work. We're working to transform AAA for the next century with a mission to create Members for life by unleashing the innovative spirit of our Team Members.Essential FunctionsMaximizes life insurance market penetration with current members and property/casualty insureds and stays vigilant for new sales opportunities. Maintains high quality production and persistency standards to assure profitable growth. Identifies and develops sales opportunities within the community. Follows company approved sales process in the completion of required financial, activity and sales reporting.Provides life sales support and training on lead development and identification for the frontline employees, Insurance Sales Agents (P/C) and other staff who come in contact with members/ insureds. Establishes and maintains strong working relationships with front line employees, Sales Agents and the branch management team. Notifies Agents in a timely manner of result with referred lead. Provides leads from life insureds and other calls to Sales Agents for other products/services, i.e., membership, auto/homeowners and travel insurance.Stays well-informed of changes and developments in policy and/or external practices. Attends meetings to obtain information, provide input, keep lines of communication open, stay updated and offer sales ideas when appropriate. Keeps current in industry; maintains continuing education for licensure.Develops annual business plan with input and involvement from the Life Sales Manager to meet goals and determine responsibilities, including new business life sales, quality standards, as well as building outstanding customer relationships. Reviews plan objectives and reassesses strategies to align performance relative to annual sales goals.Ensures compliance with NCNU and AAA Life and regulations, as well as external regulationsKnowledge/Skills/AbilitiesStrong interpersonal, presentation and communication skills needed to interact with staff, members and insureds effectivelyAbility to cultivate relationships with peers and staff; educates staff to make referrals to Life InsuranceAgentsComputer skills in basic software applications, and navigating business applications specific to life insuranceDemonstrated skills in selling life insurance and annuities; Skills to develop, track and effectively follow up on leads (preferred)Strong knowledge in sales techniques, life product line illustrations, features and benefits (preferred)Demonstrated skills in prospecting and lead generation abilities (preferred)Bilingual communication skills (preferred)Education & Experience/Licenses & CertificationHigh School Diploma or GEDValid Automobile Operator's LicenseActive State Resident Life Insurance LicenseBachelor's degree in related area or an equivalent combination of education and experience(preferred)1+ years experience in Life Insurance and/or Annuity Sales (preferred)CLU, ChFC and/or LUTCF Designations (preferred)Work Environment/Physical RequirementsWorks in an office environment sitting at a desk, table or computer workstation for extended periods of time. May travel by car, plane or other form of transportation to attend business meetings or conferences. Approximately 50-80 percent of the time spent on the job involves the use of a personal computer.$18.65/hour non-recoverable draw on commission + incentive#LI-ML-