Life Insurance Agent (Life & Health Licensed)

Jim Bush - State Farm Agency; Paramus (NJ); Hybrid; USD 50,000 - 90,000; Full time

Benefits offered by this job

Health, dental, and life insurance

Retirement plan options

Remote work-from-home after training

Career growth opportunities

Job summary

gobravvo in Paramus, NJ seeks a Life Insurance Agent (Life & Health Licensed) to advise clients on life and health policies, conduct needs analysis, and close sales with integrity.

The role offers base pay with commissions and bonuses, training, and potential remote work after onboarding, supporting a flexible work-life balance while growing with a dynamic agency.

Qualifications

• Active Life and Health license is mandatory.
• Demonstrated experience in life and health insurance sales.
• Excellent verbal and written communication skills.
• Strong interpersonal abilities and customer service orientation.
• Adept at understanding and explaining complex insurance products and policies.
• Highly organized with strong attention to detail.
• Proficient in using insurance agency management software and digital tools.

Responsibilities

• Sell life, Medicare, and health insurance policies to new and existing clients.
• Conduct comprehensive needs analysis to match clients with suitable products.
• Clearly explain policy features, advantages, and limitations to clients.
• Assist clients with policy changes, claims processes, and ongoing policy management.
• Develop and nurture long-term client relationships based on trust and integrity.
• Stay informed about industry trends, regulatory changes, and new product opportunities.
• Maintain strict compliance with federal and state insurance regulations.

Skills

Active Life & Health license

Life and Health insurance sales

Verbal and written communication

Interpersonal skills

Policy explanations

Organizational skills

Insurance software proficiency

Job description

The role of Life Insurance Agent (Life & Health Licensed) offers a compelling opportunity for professionals seeking to excel in the insurance industry. This position centers on providing top-tier life and health insurance solutions tailored to meet the unique needs of clients and their families. As a Life Insurance Agent, you will leverage your active life and health insurance license to deliver value-driven conversations and foster meaningful customer relationships. The focus of this role is on expert policy guidance, sales, and ongoing client support, ensuring individuals are equipped with the protection they need for future security.

Working as a Life Insurance Agent (Life & Health Licensed) involves engaging directly with clients to assess their insurance needs, present suitable product options, and clarify important policy features, benefits, and any exclusions. You will play a key role in the agency’s growth strategy by driving sales and providing a remarkable client experience through responsive service and professional integrity. The position is ideal for motivated, detail-oriented professionals who thrive in fast-paced environments and are committed to personal and organizational success.

This position requires a valid Life and Health insurance license and proven experience in insurance sales. You will operate as a crucial liaison between clients and insurance products, ensuring compliance with all regulatory standards while maintaining a high level of service excellence. The agency offers a supportive environment with opportunities for career advancement, valuable industry experience, and competitive compensation, including base pay, commission, and bonuses based on licensing and production.

As a Life Insurance Agent (Life & Health Licensed) in Paramus, NJ, you will have the chance to work in a thriving community known for its vibrant business landscape and access to a diverse clientele. The agency provides comprehensive training, and after initial onboarding, there may be opportunities for remote work-from-home arrangements, supporting flexibility and work-life balance. If you are driven to make a difference, eager to grow professionally, and committed to delivering exceptional client experiences, this is an excellent opportunity to advance your insurance career.

Life Insurance Agent (Life & Health Licensed) - Summary

• Provide expert guidance on life and health insurance policies to clients
• Leverage strong sales and relationship-building skills to drive agency growth
• Deliver outstanding customer experiences and value-driven insurance solutions
• Ensure compliance with all industry regulations and standards
• Opportunity to work in a dynamic, client-focused insurance agency

Duties & Responsibilities

• Sell life, Medicare, and health insurance policies to new and existing clients
• Conduct comprehensive needs analysis to match clients with the most suitable insurance products
• Clearly explain policy features, advantages, and limitations to clients
• Assist clients with policy changes, claims processes, and ongoing policy management
• Develop and nurture long-term client relationships based on trust and integrity
• Stay informed about industry trends, regulatory changes, and new product opportunities
• Maintain strict compliance with federal and state insurance regulations

Salary & Benefits

• Competitive base pay with commission and performance-based bonuses
• Comprehensive health, dental, and life insurance coverage
• Retirement plan options
• Valuable hands‑on experience in a respected insurance agency
• Opportunities for remote work-from-home arrangements following training
• Potential for career growth and advancement within the agency

Qualifications & Requirements

• Active Life and Health insurance license is mandatory
• Demonstrated experience in life and health insurance sales
• Excellent verbal and written communication skills
• Strong interpersonal abilities and customer service orientation
• Adept at understanding and explaining complex insurance products and policies
• Highly organized with strong attention to detail
• Proficient in using insurance agency management software and digital tools

Ideal Candidate Snapshot

• Energetic, self-motivated professional passionate about helping others
• Thrives in a fast-paced, goal-driven environment
• Enjoys building lasting client relationships and delivering exceptional service
• Driven to achieve personal and agency growth targets
• Committed to ongoing professional development and industry knowledge

Other Relevant Information

• This is a position with a State Farm independent contractor agent, not with State Farm Insurance Companies
• Employment is contingent upon successful completion of applicable licensing requirements and training
• State Farm agents are independent contractors who hire their own employees
• Employees of State Farm agents are not employees of State Farm