Licensing and Regulatory Affairs Associate

Majority; Miami, Northern (FL, KY); Hybride; USD 75 000 - 105 000; Plein temps

Résumé du poste

MAJORITY in Miami is seeking a Licensing & Regulatory Associate to support state money transmitter applications, renewals, and regulatory filings. You will coordinate document collection, liaise with regulators, and partner with Legal, Compliance, Finance, Product, and Operations to reflect activities accurately.

Ideal candidates have 2–4 years in regulatory operations or fintech, a B.A./B.S., and strong attention to detail.

Qualifications

• 2-4 years of regulatory operations, compliance, legal operations, or risk experience.
• Knowledge of regulatory filings, audits, or structured documentation processes.
• Experience with money transmitter licensing is a significant plus.
• Strong critical thinking and ability to learn complex subject matter quickly.

Responsabilités

• Assist in preparing, submitting, and tracking state license applications, renewals, and amendments.
• Gather, organize, and validate materials including corporate records, financial info, policies, and background docs.
• Support filings through NMLS and regulator portals; coordinate audits and inquiries.

Connaissances

Regulatory operations

Compliance

Risk management

Regulatory frameworks

Formation

B.A./B.S. University degree

Outils

NMLS

Regulatory portals

Description du poste

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Licensing and Regulatory Affairs Associate

At MAJORITY, we’re building a world where ambition knows no borders and where financial success follows you wherever life takes you. We’ve built a mobile banking platform for ambitious global citizens navigating life across borders that offers a smarter, more accessible financial membership designed to help people manage and grow their money, wherever they’re from and wherever they’re going.

We’re a global team of 30+ nationalities, working with purpose and building for impact. If you’re excited by big challenges and bold ideas, and want to help shape the future of international banking, we’d love to hear from you.

The Role

MAJORITY is looking for a disciplined, curious, and analytical individual early in their regulatory or compliance career who is eager to gain hands‑on experience in financial products and a deep understanding of the complex regulatory frameworks that govern them, from within a fast‑growing U.S. startup environment.

This role will be responsible for communicating with both internal stakeholders and representing MAJORITY in front of external regulators and international partners. The ideal candidate is a fast learner with sharp critical thinking skills who can take full ownership of business‑critical projects and is excited to take on new challenges and get the opportunity to take on greater responsibility. This is an in‑person position based out of our Miami office.

Licensing & Regulatory Support

• Assist in the preparation, submission, and tracking of state money transmitter license applications, renewals, and amendments.
• Gather, organize, and validate required materials including corporate records, financial information, policies, and background documentation.
• Support filings through systems such as the Nationwide Multistate Licensing System (NMLS) and state regulator portals, where applicable.
• Support audits and exams by coordinating document collection and responses to inquiries.
• Partner closely with Legal, Compliance, Finance, Product, and Operations teams to understand business activities and translate them into accurate regulatory submissions.
• Ask questions to dig deeper and ensure licensing applications fully and accurately reflect products, services, and operational realities.

Regulatory Communication

• Draft and coordinate responses to regulator inquiries under guidance from senior team members.
• Track regulatory correspondence, requests, and deadlines with strong attention to detail.

Process & Knowledge Building

• Maintain internal trackers, calendars, and documentation related to licensing status and regulatory obligations.
• Help with developing internal processes, templates, and institutional knowledge around licensing workflows.

Experience and Qualifications

• 2-4 years of experience in one or more of the following:
  • Regulatory operations, compliance, legal operations, or risk
  • Financial services, fintech, payments, banking, or regulated industries
  • Government, regulatory agencies, or professional services supporting regulated clients
• Knowledge of regulatory filings, audits, or structured documentation processes.
• Experience with money transmitter licensing is a significant plus.
• Strong critical thinking skills: able to connect dots between business activities and regulatory requirements.
• Able to learn complex subject matter quickly and independently.
• Intellectual curiosity about financial products, payments flows, and how regulated businesses operate.
• Able to communicate with important stakeholders across levels, from junior team members to senior leaders and external regulators.
• Strong organizational and project management skills: detail-oriented, and able to manage multiple workstreams simultaneously.
• Able to quickly learn about regulatory frameworks and be able to apply them thoughtfully to evolving business models.
• Educational Requirements:B.A./B.S. University degree.

We believe in equal opportunity and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC‑insured on a pass‑through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non‑deposit products or services such as money transfers and telecom services are not FDIC‑insured. MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/.

The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on‑time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on‑time payments may help to build a credit profile for consumers without existing debt. Failure to make on‑time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

MAJORITY, 128 NW 28th Street, Suite 604, Miami, FL 33127