Lending Specialist II

Northland Area FCU; Alpena (MI); On-site; USD 44,000 - 66,000; Full time

Job summary

Northland Area FCU is seeking a Lending Specialist II to guide members through the lending process from application to funding, delivering exceptional service in a fast-paced environment. You will collaborate with loan originators, underwriters, title companies, and other partners to ensure a smooth and compliant lending experience while helping members achieve their financial goals.

The role emphasizes attention to detail, strong communication, and a team-oriented approach to support members

Qualifications

• Experience in lending, loan operations, loan processing, financial services or related field preferred.
• Strong communication, organization and problem-solving skills.
• Ability to manage multiple priorities with accuracy and attention to detail.
• Working knowledge of lending procedures, regulations, and member service best practices preferred.
• Commitment to delivering exceptional service and supporting Northland's mission and values.

Responsibilities

• Assisting members and internal teams through calls, emails, chats, and lending inquiries.
• Conducting loan interviews and loan closings while ensuring compliance with policies and regulations.
• Coordinating appraisals, title work, insurance verification, employment verification, and other third-party services.
• Preparing loan files, communicating underwriting requirements, and helping move loans to clear-to-close status.
• Generating and reviewing loan closing documents for accuracy.
• Funding loans, balancing transactions, and supporting the closing process with members and business partners.
• Analyzing member financial information and assisting with underwriting support activities.
• Supporting post-closing audits and ensuring loan quality and compliance standards are met.
• Promoting Credit Union products and services that help members meet their financial needs.

Skills

Lending

Loan processing

Underwriting support

Financial services

Communication

Organization

Problem solving

Attention to detail

Job description

Your Next Career Move Starts Here!

Join Our Team as a Lending Specialist II

Do you enjoy helping people achieve their financial goals? Are you passionate about lending, problem-solving, and delivering exceptional service? If you're detail-oriented, member-focused, and thrive in a fast-paced environment, we want to meet you!

What Is the Role?

Be a trusted lending partner for our members!

This is a Full Time Lending Specialist II position where you'll play a key role in guiding members through the lending process from application to funding. You'll work closely with members, loan originators, underwriters, title companies, and other partners to ensure a smooth and efficient lending experience while delivering outstanding service every step of the way.

You're Perfect If You:

• Enjoy helping members achieve their financial goals
• Thrive in a fast-paced, team-oriented environment
• Have lending, loan processing, underwriting support, or financial services experience
• Are highly organized and detail-oriented
• Enjoy analyzing information and solving problems
• Have a passion for delivering exceptional member service

What You'll Be Doing:

• Assisting members and internal teams through calls, emails, chats, and lending inquiries
• Conducting loan interviews and loan closings while ensuring compliance with policies and regulations
• Coordinating appraisals, title work, insurance verification, employment verification, and other third-party services
• Preparing loan files, communicating underwriting requirements, and helping move loans to clear-to-close status
• Generating and reviewing loan closing documents for accuracy
• Funding loans, balancing transactions, and supporting the closing process with members and business partners
• Analyzing member financial information and assisting with underwriting support activities
• Supporting post-closing audits and ensuring loan quality and compliance standards are met
• Promoting Credit Union products and services that help members meet their financial needs

Why You'll Love It Here:

• Competitive pay + incentive opportunities + annual bonuses
• Paid training and professional development
• Career growth and advancement opportunities
• Outstanding benefits package
• The opportunity to make a meaningful impact on the financial lives of our members every day

Qualifications:

• Experience in lending, loan operations, loan processing, financial services, or a related field preferred
• Strong communication, organization, and problem-solving skills
• Ability to manage multiple priorities while maintaining accuracy and attention to detail
• Working knowledge of lending procedures, regulations, and member service best practices preferred
• Commitment to delivering exceptional service and supporting Northland's mission and values

Ready to Help Members Achieve Their Financial Goals?

Your next opportunity is waiting!

Equal Opportunity Employer