Lending Officer II: Origination & Underwriting

Industrial Federal Credit Union; Lafayette (IN); On-site; USD 53,000 - 79,000; Full time

Job summary

Industrial Federal Credit Union in Lafayette, IN is seeking a full-time Loan Officer who originates and analyzes consumer loan applications. You will answer loan questions, explain options, and guide members through the underwriting process.

You will assess credit history, scores, collateral, and repayment ability while ensuring compliance with federal regulations. The role emphasizes member service, accurate documentation, and cross-selling opportunities within the credit union.

Qualifications

• Three to five years of consumer lending experience.
• High school diploma or GED is required.
• Proven ability to explain loan options and terms clearly.

Responsibilities

• Originate and review consumer loan and credit card applications and payment waivers.
• Analyze member financial condition to assess risk and repayment ability.
• Explain loan terms and complete loan documents accurately.
• Ensure compliance with federal regulations and credit union policies.
• Cross-sell lending and related services to members.

Skills

Credit analysis

Sales experience

Regulatory compliance

Microsoft Office

Education

High school diploma or GED

Tools

Microsoft Office

Job description

Industrial Federal Credit Union in Lafayette, IN is seeking a full-time Loan Officer who originates and analyzes consumer loan applications. You will answer loan questions, explain options, and guide members through the underwriting process.

You will assess credit history, scores, collateral, and repayment ability while ensuring compliance with federal regulations. The role emphasizes member service, accurate documentation, and cross-selling opportunities within the credit union.