Lead Commercial Credit Analyst & Trusted Advisor

Texas Bank and Trust; Frisco (TX); On-site; USD 85,000 - 110,000; Full time

Job summary

Texas Bank and Trust in Frisco seeks a Senior Credit Analyst to lead underwriting of larger or complex commercial loan requests, delivering thorough analysis and timely recommendations.

You will mentor junior analysts, prepare memorandums, discuss alternative structures with loan officers and credit management, and present data at Loan Committee meetings while maintaining confidentiality and delivering responsive, professional service to clients.

Qualifications

• Bachelor’s degree in business/finance, accounting, or economics.
• 3-5 years Credit Analyst or other applicable experience.
• Strong analytical and accounting background required.
• Demonstrated ability to prioritize work assignments; detail oriented with flexibility in dealing with a changing work environment, customer service oriented and a strong sense of urgency.
• Strong computer skills, i.e., word processing, spreadsheets and menu-driven software, are preferred.
• Ability to maintain customer confidentiality.
• Ability to read and understand regulations, policies and procedures; use grammatically correct and clear oral and written communication.

Responsibilities

• Serves as primary underwriter for larger commercial loan requests or requests of a complex nature.
• Conducts annual analysis and prepares memorandums for large commercial loan relationships.
• Assists with spreads, risk ratings, and smaller loan requests as assigned, dependent on volume.
• Independently discusses alternative structures, overall assessments, and turnaround requirements with commercial loan officers and credit management.
• Attends Loan Committee meetings, as appropriate, to be available to answer questions regarding credit analysis and to assist with presenting the data.
• Acts as a team leader and mentor to junior analysts.
• Proactively updates knowledge and develops professionally on a continuing basis through various training resources.
• Assists with department projects, training, and other initiatives, as assigned.

Skills

Analytical skills

Attention to detail

Customer service orientation

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

Texas Bank and Trust in Frisco seeks a Senior Credit Analyst to lead underwriting of larger or complex commercial loan requests, delivering thorough analysis and timely recommendations.

You will mentor junior analysts, prepare memorandums, discuss alternative structures with loan officers and credit management, and present data at Loan Committee meetings while maintaining confidentiality and delivering responsive, professional service to clients.