Senior Credit Analyst: Commercial Lending Expert

The Agency; Dallas (TX); On-site; USD 80,000 - 100,000; Full time

Job summary

The Agency is seeking a Senior Credit Analyst in Uptown Dallas to analyze financial conditions of commercial borrowers and support lending decisions. This role involves evaluating credit risk, preparing credit memorandums, and ensuring high-quality loan portfolios.

Required qualifications include a bachelor's degree in Finance, over 5 years of credit analysis experience, and strong analytical skills. The position offers the opportunity to build relationships with lending teams and participate in process improvements.

Qualifications

• 5+ years of commercial credit analysis experience within a banking environment.
• Strong understanding of accounting principles and financial statements.
• Ability to manage multiple priorities while maintaining accuracy.

Responsibilities

• Analyze financial statements and other relevant information for commercial loans.
• Prepare detailed credit memorandums and risk assessments.
• Monitor existing loan relationships and maintain accurate loan files.

Skills

Financial statement analysis

Cash flow analysis

Financial ratio analysis

Commercial credit systems

Microsoft Excel

Interpersonal communication

Problem-solving

Education

Bachelor's degree in Finance, Accounting, or Business

Job description

The Agency is seeking a Senior Credit Analyst in Uptown Dallas to analyze financial conditions of commercial borrowers and support lending decisions. This role involves evaluating credit risk, preparing credit memorandums, and ensuring high-quality loan portfolios.

Required qualifications include a bachelor's degree in Finance, over 5 years of credit analysis experience, and strong analytical skills. The position offers the opportunity to build relationships with lending teams and participate in process improvements.