Lead Auditor, Consumer Lending (Credit Cards & Personal Loans)

Capital One National Association; Plano (TX); Hybrid; USD 138,000 - 158,000; Full time

Job summary

Capital One Audit is seeking an Audit Manager for Consumer Lending (Credit Card & Personal Loans) in a hybrid role. You will plan, lead, and deliver large audits, guiding teams and leveraging data analytics to drive risk-based insights.

You will collaborate with analytics, compliance, model, data, credit and technology audit teams, ensuring timely delivery and strong stakeholder engagement across multiple business units.

Qualifications

• Bachelor's Degree or military experience.
• At least 5 years of experience in auditing, compliance, or risk management, or a combination.
• At least 3 years of experience in leading audit engagements or performing in the role of auditor-in-charge.

Responsibilities

• Plan, perform, and lead large, complex audits across the Consumer Lending (Credit Card and Personal Loans) business units.
• Manage the timely and quality delivery of multiple concurrent tasks, including audits, special assignments, and administrative duties, while working independently across the department to successfully meet deadlines.
• Supervise and coordinate work assignments among audit team members, providing timely feedback, on-the-job training, and coaching.
• Execute audit procedures, identify and define issues, perform issue validations to confirm sustainable remediation, and document processes.
• Assess the relevance of audit findings, potential exposures, materiality, and emerging trends, demonstrating a strong awareness of big-picture business issues.
• Leverage available data, analytical tools, and emerging AI technologies during the planning, fieldwork, and reporting phases of audit delivery.
• Effectively communicate audit scope, protocols, risks, and recommendations during kick-offs, status updates, and exit meetings, tailoring your message to the audience.
• Establish and maintain influential relationships with key business and audit partners.
• Provide input into the development of the annual audit plan through continuous monitoring and ongoing risk assessments.

Skills

Critical thinking

Agile learner

Organized

Detail-oriented

Relationship building

Coaching/mentoring

Data analytics affinity

Education

Bachelor's Degree

Master's Degree in Accounting/Finance/Economics/MBA

CIA/CPA/CRCM certification

Tools

Data analytics tools

Job description

Capital One Audit is seeking an Audit Manager for Consumer Lending (Credit Card & Personal Loans) in a hybrid role. You will plan, lead, and deliver large audits, guiding teams and leveraging data analytics to drive risk-based insights.

You will collaborate with analytics, compliance, model, data, credit and technology audit teams, ensuring timely delivery and strong stakeholder engagement across multiple business units.