Junior Underwriter

American Mortgage Services, Inc; Tampa (FL); In loco; USD 55.000 - 75.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive pay

Paid holidays

Health benefits

Career growth

Supportive team

Referral network

Descrizione del lavoro

American Mortgage Services is seeking an Underwriting Assistant / Mortgage Loan Analyst to support our Loan Officers and Operations Team in Tampa, FL. This role focuses on analyzing income, assets, credit, and loan scenarios to move loans from application to closing.

You will evaluate files, identify underwriting concerns early, and help structure loans for success before underwriting. We value problem-solving and attention to detail in a collaborative, growth-oriented environment.

Competenze

• Ability to analyze income, assets, credit, and loan scenarios.
• Understand mortgage processes and underwriting concerns.
• Detail-oriented and problem solver.

Mansioni

• Evaluate loan files and identify underwriting issues early.
• Help structure loans for success before underwriting.

Conoscenze

Income analysis

Asset analysis

Credit analysis

Loan scenarios

Descrizione del lavoro

Are you the type of person who wants to understand why a loan gets approved, not just collect documents?

American Mortgage Services is a growing mortgage brokerage seeking a detail-oriented Underwriting Assistant / Mortgage Loan Analyst to support our Loan Officers and Operations Team. This position is ideal for someone who enjoys analyzing income, assets, credit, and loan scenarios while helping move loans efficiently from application to closing.

Unlike a traditional Mortgage Loan Officer Assistant role focused primarily on administrative tasks, this position plays a critical role in evaluating loan files, identifying potential issues early, and helping structure loans for success before they ever reach underwriting.

The ideal candidate understands how mortgage loans work, enjoys solving problems, and takes pride in catching details that others miss.

What We Are Looking For

We're not looking for a document chaser. We're looking for someone who wants to understand the complete mortgage process and can think critically through loan scenarios, anticipate underwriting concerns, and help our team deliver a smoother borrower experience. If you're currently an MLOA or processor and feel capable of contributing at a higher level, we'd love to speak with you.

Benefits

• Competitive compensation

• Paid holidays and time off

• Health benefits available

• Career growth opportunities

• Supportive team environment

• Stable company with strong referral and repeat business

Why Join Us?

At American Mortgage Services, we believe great operations professionals are the backbone of every successful loan. You'll work alongside experienced mortgage professionals who value teamwork, accountability, and continuous growth while helping families achieve homeownership every day.