Junior Credit Analyst – Banking & Lending

First Bank & Trust Co.; Norman (AL); On-site; USD 55,000 - 75,000; Full time

Job summary

First Bank & Trust Co. in Norman, OK seeks a Credit Analyst to analyze financial documentation and advise on credit decisions. The role supports the Credit Analyst Supervisor and Loan Review Officer in administrative processes and helps identify risk in the loan portfolio.

This is not a remote position. Responsibilities include analyzing loan documents, preparing borrower reports for loan committees, and ensuring adherence to underwriting standards and bank policies.

Qualifications

• Bachelor’s degree in Accounting, Finance or related field required.
• 1–2 years’ credit analysis or lending experience preferred.
• Proficient PC skills including Word/Excel and typing.

Responsibilities

• Analyze financial documents for new and renewed loans, including statements and tax returns.
• Provide ratio, trend and cash flow analysis for lenders and committees.
• Prepare borrower analyses for loan officers and committees in a timely manner.
• Support supervisors and ensure compliance with policies and regulations.

Skills

Credit analysis

Financial statement analysis

Excel

Communication

Education

Bachelor's degree in Accounting, Finance, Business, Economics or related field

Tools

Jack Henry

Job description

First Bank & Trust Co. in Norman, OK seeks a Credit Analyst to analyze financial documentation and advise on credit decisions. The role supports the Credit Analyst Supervisor and Loan Review Officer in administrative processes and helps identify risk in the loan portfolio.

This is not a remote position. Responsibilities include analyzing loan documents, preparing borrower reports for loan committees, and ensuring adherence to underwriting standards and bank policies.