Credit Analyst

CivicMinds, Inc; Oklahoma City (OK); On-site; USD 65,000 - 90,000; Full time

Job summary

CivicMinds, Inc. in Oklahoma City, OK is seeking a Commercial Credit Analyst to assess borrower creditworthiness and analyze commercial loan requests.

The role involves reviewing financial statements, preparing credit memos, and supporting portfolio management in a full-time, on-site capacity. The ideal candidate has a BA/BS in a related field and 3–5 years of credit analysis experience, with strong analytical skills and proficiency in financial statement analysis and MS Office.

Qualifications

• Bachelor's degree in Business, Finance, Economics, Accounting or related field.
• 3-5 years of recent experience as a Credit Analyst at a financial institution.
• Experience with financial statement analysis.
• Strong analytical and critical-thinking skills.
• Strong commercial loan underwriting skills.
• Excellent attention to detail and accuracy.
• Previous experience in commercial credit analysis is required.
• Experience with Jack Henry products is beneficial.
• Proficiency with Microsoft Office.
• At least 3 years of current and previous experience as a Credit Analyst in a commercial lending environment.

Responsibilities

• Review financial statements and analyze commercial loans.
• Assess borrower creditworthiness.
• Prepare credit memos and memo narratives.
• Support portfolio management activities.

Skills

Analytical skills

Credit analysis

Commercial loan underwriting

Attention to detail

Financial statement analysis

Education

Bachelor's degree in Business, Finance, Economics, Accounting

Tools

Jack Henry products

Microsoft Office

Job description

This is a full-time, on-site position for a Commercial Credit Analyst with a financial institution in Oklahoma City, OK. The person in this role will review financial statements, analyze commercial loans, assess borrower creditworthiness, prepare credit memos and memo narratives, and support other portfolio management activities.

Qualifications

• Bachelor's degree in Business, Finance, Economics, Accounting, or a related field.
• 3-5 years of recent experience as a Credit Analyst at a financial institution.
• Experience with financial statement analysis.
• Strong analytical and critical-thinking skills.
• Strong commercial loan underwriting skills.
• Excellent attention to detail and accuracy.
• Previous experience in commercial credit analysis is required.
• Experience with Jack Henry products is beneficial.
• Proficiency with Microsoft Office.
• At least 3 years of current and previous experience as a Credit Analyst in a commercial lending environment.