Insurance Underwriter

Maine Municipal Association; Augusta (ME); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Retirement contributions

Paid time off

Job summary

Maine Municipal Association in Augusta, ME seeks an Insurance Underwriter to support our Risk Management Services programs. You will underwrite submissions, determine coverage and pricing, and build strong relationships with municipal members and partners.

The role requires strong knowledge of multiple insurance lines, excellent communication, and solid analytical skills, with 3–5 years of underwriting experience. A collaborative environment and comprehensive benefits are offered.

Qualifications

• Strong knowledge of all Risk Management Services Programs.
• Understanding of underwriting and related activities across key lines (Workers’ Compensation, Property, General Liability, Inland Marine, Automobile, Police Professional, Public Officials Liability, Crime, and Medical Malpractice).
• Knowledge of risk management, loss control, coverages, claims and related legal issues.
• Excellent written and verbal communication skills.
• Strong analytical, organizational, and decision-making skills.

Responsibilities

• Underwrite submissions within delegated authority.
• Determine coverage, terms, conditions, and pricing per guidelines.
• Coordinate and review loss control services for members.
• Meet with municipal officials to discuss MMA programs.
• Stay current on commercial insurance trends and developments.
• Support member services in prospecting and data collection.
• Assist with underwriting projects and rate reviews.

Skills

Underwriting

Risk assessment

Communication skills

Analytical thinking

Loss control coordination

Microsoft Office

Underwriting systems

Tools

Databases

Underwriting software

Microsoft Excel

Job description

About this position

The Maine Municipal Association (MMA) is seeking an Insurance Underwriter to support our Risk Management Services programs. This role is responsible for underwriting new and renewal business, evaluating risk, determining coverage and pricing, and building strong relationships with municipal members and partners.

In This Role, You Will:

• Underwrite submissions within authority as delegated in the most currently dated Letter of Authority for assigned Risk Management Programs and documenting underwriting decisions.
• Determine coverage, terms, conditions, and pricing for new business accounts in accordance with established guidelines.
• Coordinate and review Loss Control services for members, review Loss Control reports, document analysis and take appropriate underwriting action as needed.
• Meet with municipal officials to discuss MMA Risk Management programs and services and assist in presenting proposals.
• Maintain a current awareness of commercial insurance trends and topics.
• Support Member Services Staff in prospecting, data collection and with the MMA Annual Convention.
• Assist with underwriting projects, including procedure updates, rate reviews, and updates to applications.
• Help members obtain insurance solutions outside of RMS programs through broker partnerships when needed.
• Stay current on commercial insurance trends, emerging risks, and industry developments.

What You Bring:

• Strong knowledge of all Risk Management Services Programs.
• Understanding of underwriting and related activities with emphasis on Workers’ Compensation, Property, General Liability, Inland Marine, Automobile, Police Professional, Public Officials Liability, Crime, and Medical Malpractice.
• Understanding of risk management, loss control principles, insurance coverages, claims, and related legal issues.
• Excellent written and verbal communication skills with the ability to effectively present information and build relationships with members, consultants, brokers, service providers, and colleagues.
• Strong analytical, organizational, and decision-making skills.
• Proficiency with Microsoft Office applications, databases, and underwriting systems.

Desired Experience and Training:

• 3-5 years of multi-line insurance experience with a focus on underwriting, pricing and risk selection activities.
• Professional designations or demonstrated initiative in working towards attainment of professional designations or related business training; or any equivalent combination of experience and training.

Why Join MMA?

• Make a meaningful statewide impact in municipal governance.
• Join a collaborative, mission-driven organization.

Outstanding Employee Benefits

• 100% employer-paid health and dental insurance for full-time employees.
• Employer retirement contributions up to 10%, supporting your long-term financial well-being.
• Generous paid vacation, sick leave, and holidays, promoting strong work-life balance.

Monday through Friday, 8AM - 4:30PM, 37.5 hours per week.