Underwriter

Maine Municipal Association; Augusta (ME); On-site; USD 52,890 - 68,758; Full time

Benefits offered by this job

Health and dental insurance

Retirement contributions up to 10%

Paid vacation, sick leave and holidays

Job summary

Maine Municipal Association seeks an experienced Underwriter to support Risk Management Services programs in Augusta, Maine. The role involves underwriting, evaluating risk, determining coverage and pricing, and building strong relationships with municipal members and partners.

Responsibilities include underwriting decisions, loss control coordination, presenting proposals to officials, and staying current on market trends and industry developments.

Qualifications

• 3–5 years of multi-line insurance underwriting experience.
• Professional designations or progress toward them; or equivalent training/experience.

Responsibilities

• Underwrite submissions within authority and document underwriting decisions.
• Determine coverage, terms, conditions, and pricing for new business per guidelines.
• Coordinate and review Loss Control services for members and document analysis.
• Meet with municipal officials to discuss MMA Risk Management programs and present proposals.
• Maintain awareness of insurance trends and industry developments.
• Support Member Services in prospecting, data collection, and MMA Annual Convention.
• Assist with underwriting projects and rate reviews.
• Help members obtain insurance solutions through broker partnerships.

Skills

Underwriting

Risk management

Communication

Analytical thinking

Client relationships

Tools

Microsoft Office

Underwriting systems

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Clerical Augusta, ME, US

2 days ago Requisition ID: 1019

Salary Range: $52,890.84 To $68,758.60 Annually

The Maine Municipal Association is seeking an experienced Underwriter to support our Risk Management Services programs. This role is responsible for underwriting new and renewal business, evaluating risk, determining coverage and pricing, and building strong relationships with municipal members and partners.

In This Role, You Will:

• Underwrite submissions within authority as delegated in the most currently dated Letter of Authority for assigned Risk Management Programs and documenting underwriting decisions.
• Determine coverage, terms, conditions, and pricing for new business accounts in accordance with established guidelines.
• Coordinate and review Loss Control services for members, review Loss Control reports, document analysis and take appropriate underwriting action as needed.
• Meet with municipal officials to discuss MMA Risk Management programs and services and assist in presenting proposals.
• Maintain a current awareness of commercial insurance trends and topics.
• Support Member Services Staff in prospecting, data collection and with the MMA Annual Convention.
• Assist with underwriting projects, including procedure updates, rate reviews, and updates to applications.
• Help members obtain insurance solutions outside of RMS programs through broker partnerships when needed.
• Stay current on commercial insurance trends, emerging risks, and industry developments.

What You Bring:

• Strong knowledge of all Risk Management Services Programs.
• Understanding of underwriting and related activities with emphasis on Workers’ Compensation, Property, General Liability, Inland Marine, Automobile, Police Professional, Public Officials Liability, Crime, and Medical Malpractice.
• Understanding of risk management, loss control principles, insurance coverages, claims, and related legal issues.
• Excellent written and verbal communication skills with the ability to effectively present information and build relationships with members, consultants, brokers, service providers, and colleagues.
• Strong analytical, organizational, and decision-making skills.
• Proficiency with Microsoft Office applications, databases, and underwriting systems.

Desired Experience and Training:

• 3-5 years of multi-line insurance experience with a focus on underwriting, pricing and risk selection activities.
• Professional designations or demonstrated initiative in working towards attainment of professional designations or related business training; or any equivalent combination of experience and training.

Why Join MMA?

• Make a meaningful statewide impact in municipal governance.
• Join a collaborative, mission-driven organization.

Outstanding Employee Benefits

MMA offers a highly competitive and comprehensive benefits package, including:

• 100% employer-paid health and dental insurance for full-time employees.
• Employer retirement contributions up to 10%, supporting your long-term financial well-being.
• Generous paid vacation, sick leave, and holidays, promoting strong work-life balance.

Monday through Friday, 8AM - 4:30PM, 37.5 hours per week.