Insurance Product Manager

Cover Genius; United States; Hybride; USD 130 000 - 150 000; Plein temps

Avantages offerts par ce poste

Hybrid work model

Flexible start times

Résumé du poste

Cover Genius is seeking an experienced Insurance Product Manager to lead and manage insurance and non-insurance products across multiple lines, from development to pricing, underwriting, and regulatory compliance. You will collaborate with pricing, partnerships, compliance, and development teams to deliver profitable, scalable products that meet partner demands.

You will drive product strategy, own portfolios, and work with cross-functional teams to expand market presence in the US and globally,

Qualifications

• Minimum of three years' experience developing insurance products, pricing and/or underwriting.
• Track record in ongoing product and portfolio management.
• Experience in designing and writing policies and related documentation.
• Bachelor's degree in business; postgraduate degree/desirable.

Responsabilités

• Develop new insurance and non-insurance products across Ticketing, Logistics, Warranty, CFAR, Income Protection, and/or Commercial Lines.
• Manage existing insurance product portfolios with reporting and improvements to underwriting, product and policy wording.
• Guide underwriting efforts and policy requirements including supplier partner management.
• Produce regular reporting and provide market commentary in meetings.
• Maintain knowledge of coverage innovations, pricing changes, and regulatory developments.
• Collaborate with partnerships team on new partnerships and financial modeling.

Connaissances

Insurance product development

Pricing

Underwriting

Cross-functional collaboration

Formation

Bachelor's degree in business

Description du poste

About Cover Genius

Cover Genius is the global infrastructure for embedded protection. Active in over 60 countries and all 50 US States, we protect the customers of the world’s largest digital companies, including Klarna, Revolut, Stripe, Priceline, Agoda, Booking.com, Turkish Airlines, Tongcheng Travel, eBay, and Uber, with seamless, end-to-end experiences. Cover Genius has protected more than 73M customers globally across 240M policies with USD $3.2BN in gross written sales.

Coming off a stellar year with 40% YoY revenue growth and a recent $100M capital raise, putting our valuation at $1.9BN, we are accelerating into our next phase of growth. As part of our team, you’ll help drive our AI-first roadmap, developing hyper-personalization engines, agentic distribution, and automated claims infrastructure, while building the scalable technology powering the fast-growing $70B embedded protection market.

Our people are: Accountable, customer-obsessed, collaborative, driven

Our people are not: Passive, defensive, siloed, hesitant

About the Role:

Cover Genius Insurance Product Managers are the resident experts on specific product lines and go-to resource for coverage analysis and innovation, pricing, and filing requirements and regulations. The Insurance Product Manager is responsible for leading and managing all aspects of insurance and non-insurance products sourced and developed within our operations. The Insurance Product Manager is responsible for developing and communicating product line strategies and supporting the partnerships team in providing protection product solutions in order to meet partner demands and increase market penetration. Cover Genius is seeking an experienced insurance product manager to join our team and manage our Ticketing, Logistics, Warranty, CFAR, Income Protection, and/or Commercial Lines insurance and non-insurance products. To drive success in the Insurance Product Manager role, you will have experience developing and modifying insurance programs, negotiating, and working cross functionally. Regular collaboration with the pricing, partnerships, compliance, and development teams will be key in ensuring the design of profitable, scalable, and partner suited products.

Key Responsibilities

• Develop new insurance and non-insurance products across various business verticals relating to Ticketing, Logistics, Warranty, CFAR, Income Protection, and/or Commercial Lines as well as supporting the partnerships team with customer-centric solutions.
• Day to day management existing insurance product portfolios, including reporting and improvements to underwriting, product and policy wording.
• General management of and guiding of underwriting efforts and policy requirements/issues including supply side partner management.
• Weekly and monthly general reporting including presenting commentary at meetings as needed
• Continuing development of depth of knowledge of insurance products, including coverage innovations and pricing changes, and regulatory developments.
• Work closely with the partnership team on developing new partnerships and preparing proposals and financial modeling.

What you will bring

• Ideal candidate will possess a minimum of three years' experience in developing insurance products, pricing and/or underwriting at an insurer or broker.
• Track record in ongoing product and portfolio management.
• Experience in designing and writing policies and other insurance related documentation.
• Bachelor's degree in business or a relevant field. A postgraduate degree and/or record of academic achievement is also desirable.

What you will have

• Ability to communicate complex ideas in a clear, concise manner both verbally and in writing.
• Problem solving and advocating for customer solutions.
• Proven ability to foster and develop relationships with key external and internal stakeholders.
• Excellent organizational skills and the ability to independently take initiative on projects.
• Ability to adapt quickly to a start-up pace environment and culture.
• Produce reports and analyze performance to maximize opportunity and market share.
• A clear understanding of product design and proposition - what makes it a success or failure.
• Experience working in producing business in multiple markets around the world is an advantage.
• Experience in product entry strategies, product designs and growing revenue.

Why Cover Genius?

At Cover Genius, we create magic by turning the archaic into the extraordinary. We take one of the world’s oldest and most complex industries and reinvent it with world-class technology. Cover Genius doesn’t just disrupt legacy insurance; we make the impossible feel effortless. Our operating principles guide our mission:

• Make today matter: We deliver with urgency and excellence. We act decisively, move with intention, and hold a high bar.
• Act with accountability: We own our commitments and take pride in delivering results that move us forward.
• Grow together: We are a collective of curious minds. We learn from wins and setbacks, share knowledge generously, and elevate each other every day.
• Inspire each other: We push each other to think bigger and pull together to go further.
• Champion our customers: We lead with empathy and center the customer, turning complex disruptions into seamless moments of trust.
• Flexible Work Environment - Our teams are hybrid. We work from home on a Wednesday and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times.
• Don't just take our word for it- hear about our culture straight from our people here: story time.

Ready to make an impact? If you’re looking for a place where you’ll be challenged, trusted, and empowered, we’d love to meet you!

The Legal & Privacy Stuff

Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

By submitting your application, you acknowledge that we may collect, store, and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.

*The cash compensation range for this role is $130,000- $150,000. Compensation will vary based on experience.