Associate Insurance Product Manager

Cover Genius; United States; Hybrid; USD 100,000 - 120,000; Full time

Benefits offered by this job

Hybrid work environment

Job summary

Cover Genius is seeking an Associate Insurance Manager for its US Warranty line. You will support product development, carrier operations, and cross-functional collaboration with senior managers across Legal, Actuarial, Finance, and Tech.

You will help design profitable, scalable products and manage discrete workstreams within carrier accounts. A strong analytical mindset and policy-writing experience are essential.

Qualifications

• 1–2 years of experience in insurance product development, pricing, underwriting support, or a related operational/analytical role.
• Track record in ongoing product and portfolio management.
• Experience in designing and writing policies and other insurance related documentation.
• Bachelor's degree in business or a relevant field; postgraduate degree is a plus.

Responsibilities

• Provide analytical insights on product performance and carrier reporting discrepancies for the US Insurance team.
• Own specific product modules (pricing tables, coverage schedules, policy wording) or carrier operational requirements for US Warranty accounts.
• Support day-to-day carrier relationship management and sourcing for assigned Warranty accounts, escalating to senior team members as needed.
• Collaborate with Legal, Actuarial, Finance, and Tech teams to translate product and carrier requirements accurately.
• Coordinate responses to carrier due diligence questionnaires and audit requests.
• Identify and flag operational or compliance risks in product build and carrier onboarding processes.
• Assist senior Insurance Managers in preparing submission decks and capacity requests.

Skills

Insurance product development

Portfolio management

Policy drafting

Cross-functional collaboration

Education

Bachelor's degree in business

Job description

About Cover Genius

Cover Genius is the global infrastructure for embedded protection. Active in over 60 countries and all 50 US States, we protect the customers of the world’s largest digital companies, including Klarna, Revolut, Stripe, Priceline, Agoda, Booking.com, Turkish Airlines, Tongcheng Travel, eBay, and Uber, with seamless, end-to-end experiences. Cover Genius has protected more than 73M customers globally across 240M policies with USD $3.2BN in gross written sales.

Coming off a stellar year with 40% YoY revenue growth and a recent $100M capital raise, putting our valuation at $1.9BN, we are accelerating into our next phase of growth. As part of our team, you’ll help drive our AI-first roadmap, developing hyper-personalization engines, agentic distribution, and automated claims infrastructure, while building the scalable technology powering the fast-growing $70B embedded protection market.

Our people are: Accountable, customer-obsessed, collaborative, driven

Our people are not: Passive, defensive, siloed, hesitant

About the Role

Cover Genius Insurance Product Managers are the resident experts on specific product lines and go-to resource for coverage analysis and innovation, pricing, and filing requirements and regulations. The Associate Insurance Manager independently supports product development and carrier operations for our US Warranty line, taking ownership of discrete workstreams within a product build or carrier account and developing an integrated understanding of how product design and capacity placement interact. This role works closely with senior Insurance Managers, Pricing, Legal, Actuarial, Finance, and Tech to help design profitable, scalable, and partner-suited products, and provides the analytical and documentation support that keeps carrier relationships and product delivery timelines on track.

Key Responsibilities

• Provide analytical insights on product performance and carrier reporting discrepancies for the US Insurance team.

• Own specific product modules (e.g., pricing tables, coverage schedules, policy wording) or carrier operational requirements (e.g., monthly reporting, premium payments, reconciliations) for US Warranty accounts.

• Support day-to-day carrier relationship management and sourcing for assigned Warranty accounts, escalating to senior team members as needed.

• Collaborate with Legal, Actuarial, Finance, and Tech teams to translate product and carrier requirements accurately.

• Coordinate responses to carrier due diligence questionnaires and audit requests.

• Identify and flag operational or compliance risks in product build and carrier onboarding processes.

• Assist senior Insurance Managers in preparing submission decks and capacity requests

What you will bring:

• Some prior experience (roughly 1–2 years) in insurance product development, pricing, underwriting support, or a related operational/analytical role

• Track record in ongoing product and portfolio management

• Experience in designing and writing policies and other insurance related documentation

• Bachelor's degree in business or a relevant field. A postgraduate degree and/or record of academic achievement is also desirable

What you will have:

• Ability to communicate clearly, both verbally and in writing, including to non-insurance stakeholders (Tech, Finance, Legal)

• Excellent organizational skills and follow-through on discrete workstreams with limited oversight

• Comfort working cross-functionally in a fast-paced, start-up environment

• Analytical mindset and able to spot and flag reporting discrepancies or risk issues before they escape

• Developing subject‑matter understanding of insurance product design and commercial terms (commission, profit share, binder structures)

Why Cover Genius?

At Cover Genius, we create magic by turning the archaic into the extraordinary. We take one of the world’s oldest and most complex industries and reinvent it with world‑class technology. Cover Genius doesn’t just disrupt legacy insurance; we make the impossible feel effortless.Our operating principles guide our mission:

• Make today matter: We deliver with urgency and excellence. We act decisively, move with intention, and hold a high bar.

• Act with accountability: We own our commitments and take pride in delivering results that move us forward.

• Grow together: We are a collective of curious minds. We learn from wins and setbacks, share knowledge generously, and elevate each other every day.

• Inspire each other: We push each other to think bigger and pull together to go further.

• Champion our customers: We lead with empathy and center the customer, turning complex disruptions into seamless moments of trust.

• Flexible Work Environment - Our teams are hybrid. We work from home on a Wednesday and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times.

• Don't just take our word for it - hear about our culture straight from our people here: story time.

The Legal & Privacy Stuff

Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

By submitting your application, you acknowledge that we may collect, store, and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.

*The cash compensation range for this role is $100,000- $120,000. Compensation will vary based on experience.