Insurance Product Manager

MGT Insurance; San Francisco (CA); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Performance-based bonus

Equity

Benefits package

Job summary

MGT Insurance seeks an Insurance Product Manager for Commercial Lines to lead product analytics and shape underwriting strategy. You’ll translate market insights into actionable product decisions, working with underwriting, engineering, and leadership to drive roadmap and coverage features.

You’ll monitor performance, surface risks, and ensure changes are compliant and delivered on time. A working knowledge of commercial P&C regulations is helpful but not required.

Qualifications

• 3-5 years of experience in commercial insurance or closely related product or analytics roles.
• Strong analytical skills with the ability to translate data into product decisions that drive business outcomes.
• Clear and effective communication, with the ability to influence cross-functional stakeholders.
• Interest in modernizing the small business insurance experience for brokers and their clients.

Responsibilities

• Lead the product analytics function for our commercial lines business.
• Translate competitor research and field feedback into actionable product decisions.
• Collaborate with underwriting, engineering, and leadership to align on product direction.
• Define requirements and help drive roadmap prioritization in a fast-moving environment.
• Ensure product changes are accurate, compliant, and delivered on time.

Skills

Commercial insurance experience

Analytical skills

Communication skills

Strategic thinking

Stakeholder management

Job description

About MGT Insurance

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

We are looking for an Insurance Product Manager, Commercial Lines to lead the product analytics function and be a key contributor to our commercial lines business. You see inefficiency in traditional insurance and want to fix it. You're equally comfortable in a spreadsheet and a strategy conversation, and you understand that in insurance, every decision is a risk decision.

What You'll Do

You will lead the product analytics function and play a central role in product strategy for our commercial lines business, translating competitor research and field feedback into actionable product decisions. Working directly with underwriting, engineering, and leadership to align on product direction, you will shape appetite, refine coverage features, and help build the product infrastructure that enables smarter underwriting at scale. You will use data and market insights to inform product decisions and influence business outcomes.

You will monitor performance across classes and states, surface emerging risks and opportunities, and communicate complex findings clearly to both technical and non-technical audiences. You will drive product discovery, define requirements, and help drive roadmap prioritization in a fast-moving environment with a strong focus on execution. You will ensure product changes are accurate, compliant, and delivered on time. A working knowledge of commercial P&C insurance regulations, including state rate and form requirements, is helpful but not required.

You'll be operating in an environment where taking initiative and moving work forward is expected. An example of work you may take on, often in collaboration with cross-functional partners, could include:

• Based on internal and external customer feedback, identify opportunities to launch new enhancements or endorsements on existing programs
• Research form and rate options for that coverage, analyzing market needs and competitor insights
• Present options internally to align on direction
• Draft necessary endorsements and rate plans
• Launch new coverage in production in an MVP form
• Build detailed requirements for post-MVP production release
• Work with internal stakeholders to prioritize post-MVP production releases

What You Bring

• 3-5 years of experience in commercial insurance, or closely related product or analytics roles
• Strong analytical skills with the ability to translate data into product decisions that drive business outcomes
• Sound judgment under ambiguity and the ability to move quickly without sacrificing rigor
• Clear and effective communication skills, with the ability to influence cross-functional stakeholders across distribution, technology, and compliance
• A strong interest in modernizing the small business insurance experience for brokers and their clients is a core requirement for this role

Compensation

The base salary range for this role is $120,000 - $160,000 annually. Compensation will depend on qualifications, experience, and location. This role is also eligible for performance-based bonus and equity, in addition to a comprehensive benefits package.

We recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.

Our Commitment to Diversity, Equity & Inclusion

At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.

Equal Employment Opportunity Statement

MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.

All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at [e-mail].

This job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.