Independent Life Insurance Agent

The Wood Agency Life; Sidney (MT); Remote; USD 50,000 - 100,000; Full time

Benefits offered by this job

CRM access

Multiple carrier access

Mentorship from founders

Job summary

The Wood Agency Life in Sidney, MT, is hiring licensed life insurance agents for a remote, work-from-home role. You will serve clients from home, offering products from multiple carriers and tailoring coverage to each situation.

As an independent contractor, you will complete carrier applications, stay current on underwriting guidelines, and log cases in the CRM. Compensation is commission-based with earnings tied to production.

Qualifications

• Active life insurance license in resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who have been denied before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

Responsibilities

• Contact clients declined or underserved by a single carrier and schedule remote consultations.
• Review health histories and prior denials to guide next steps.
• Compare offers from multiple carriers to fit client needs.
• Complete applications with clients using each carrier's e-app system.
• Track every case and conversation in the CRM.
• Manage underwriting progression and keep clients informed.
• Stay current on carrier appetite through ongoing training.

Skills

Active life insurance license

Remote work readiness

Client communication

Organized case tracking

Tools

CRM software

e-app platforms

Job description

Wood Agency Life is hiring independent life insurance agents to serve the Sidney, Montana area. This is a remote, work-from-home position where you'll sell life insurance through contracts with multiple carriers instead of one company's product line. This role fits licensed agents who want more options to offer clients who've been turned down or underserved elsewhere, working entirely from home.

What you'll do

• Contact clients who've been declined or underserved by a single carrier and schedule a remote consultation to look at their options again.
• Review the client's health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to find coverage that fits the client's situation.
• Complete applications with the client using each carrier's own e-app system.
• Track every case and conversation in the agency CRM.
• Follow declined or complex cases through underwriting, keeping the client informed at each step.
• Stay current on carrier appetite and underwriting guidelines through ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who've had a hard time getting covered before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

What we provide

• Contracted access to multiple carriers through an independent agency, useful for cases other agents turn away.
• CRM and e-app platform access.
• Direct mentorship from founders Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.