Independent Life Insurance Agent

The Wood Agency Life; Essex Junction (VT); Remote; USD 15,000 - 80,000; Full time

Benefits offered by this job

Remote work from home

Mentorship from founders

Access to multiple carriers

Job summary

The Wood Agency Life is seeking licensed life insurance agents to work remotely as independent contractors in the United States. You will service Essex Junction, VT area and beyond by offering coverage from multiple carriers, helping clients who were declined or underserved elsewhere.

Remote work-without salary, compensation is commission-based, and you will be mentored by founders Ben and Andrea Wood to grow your practice.

Qualifications

• Active life insurance license in your resident state.
• Ability to research and compare options across carrier systems.
• Patient, clear communicator with clients who were previously declined.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone, and internet for remote work.

Responsibilities

• Contact clients declined or underserved by a single carrier and schedule remote consultations.
• Review health history and prior denials to map options.
• Compare offerings across multiple carriers to fit client needs.
• Complete applications using each carrier's e-app system.
• Track every case and conversation in the CRM.
• Support underwriting process and keep clients informed.
• Stay current on carrier appetite and underwriting guidelines through training.

Skills

CRM proficiency

Education

Life insurance license (resident state)

Tools

CRM software

e-app platforms

Job description

Wood Agency Life is hiring independent agents to serve the Essex Junction, Vermont area and beyond, selling life insurance through contracts with multiple carriers instead of one company's product line. This is a remote, work-from-home position that fits licensed agents who want more options to offer clients who've been turned down or underserved elsewhere.

What you'll do

• Contact clients who've been declined or underserved by a single carrier and schedule a remote consultation to look at their options again.
• Review the client's health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to find coverage that fits the client's situation.
• Complete applications with the client using each carrier's own e-app system.
• Track every case and conversation in the agency CRM.
• Follow declined or complex cases through underwriting, keeping the client informed at each step.
• Stay current on carrier appetite and underwriting guidelines through ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who've had a hard time getting covered before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

What we provide

• Contracted access to multiple carriers through an independent agency, useful for cases other agents turn away.
• CRM and e-app platform access.
• Direct mentorship from founders Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.