Independent Life Insurance Agent

The Wood Agency Life; Berlin (NH); Remote; USD 50,000 - 120,000; Full time

Benefits offered by this job

Mentorship from founders

CRM access

E-app platform access

Job summary

The Wood Agency Life is hiring independent life insurance agents to serve the Berlin, New Hampshire area. This is a remote, work-from-home opportunity. You'll sell life insurance through contracts with multiple carriers, providing clients with options beyond a single carrier.

As an agent, you review health history, compare carrier offerings, complete e-apps, and track cases in the CRM. This 1099 contractor role pays on commission; earnings depend on your production, with mentorship from founders

Qualifications

• Active life insurance license in resident state.
• Ability to research and compare options across several carrier systems.
• Patient, clear communicator with clients who have had difficulty getting covered.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone, and internet connection for remote work.

Responsibilities

• Contact clients declined or underserved; schedule remote consultations.
• Review clients' health history and prior denials; recommend paths forward.
• Compare offerings across carriers to fit client needs.
• Complete applications using each carrier's e-app system.
• Track cases and conversations in the agency CRM.
• Follow declined or complex cases through underwriting and inform clients.

Skills

Carrier option research

Client communication

Organized case tracking

Remote work readiness

Independent contractor mindset

Education

Active life insurance license (resident state)

Tools

CRM software

E-app platforms

Job description

Wood Agency Life is hiring independent life insurance agents to serve the Berlin, New Hampshire area. This is a remote, work-from-home position. You'll sell life insurance through contracts with multiple carriers instead of one company's product line—a fit for licensed agents who want more options to offer clients who've been turned down or underserved elsewhere.

What you'll do

• Contact clients who've been declined or underserved by a single carrier and schedule a remote consultation to look at their options again.
• Review the client's health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to find coverage that fits the client's situation.
• Complete applications with the client using each carrier's own e-app system.
• Track every case and conversation in the agency CRM.
• Follow declined or complex cases through underwriting, keeping the client informed at each step.
• Stay current on carrier appetite and underwriting guidelines through ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who've had a hard time getting covered before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

What we provide

• Contracted access to multiple carriers through an independent agency, useful for cases other agents turn away.
• CRM and e-app platform access.
• Direct mentorship from founders Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Licensed agents who want to work harder cases are encouraged to apply through this listing.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.