Independent Life Insurance Agent

The Wood Agency Life; Bel Air (MD); Remote; USD 60,000 - 120,000; Part time

Job summary

The Wood Agency Life is seeking independent contractors to serve the Bel Air, Maryland area by selling life insurance through contracts with multiple carriers instead of one company's product line. This is a remote, work-from-home position.

This role fits licensed agents who want more options to offer clients who've been turned down or underserved elsewhere, working entirely from home. Licensed agents can expect to work remotely, using a CRM and e-apps, and to earn commissions based on

Qualifications

• Active life insurance license in your resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who've had a hard time getting covered before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

Responsibilities

• Contact clients who've been declined or underserved by a single carrier and schedule a remote consultation to look at their options again.
• Review the client's health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to find coverage that fits the client's situation.
• Complete applications with the client using each carrier's own e-app system.
• Track every case and conversation in the agency CRM.
• Follow declined or complex cases through underwriting, keeping the client informed at each step.
• Stay current on carrier appetite and underwriting guidelines through ongoing training.

Skills

Active life license

Carriers research

Client communication

Case tracking

Home-office setup

Job description

Wood Agency Life is hiring independent agents to serve the Bel Air, Maryland area by selling life insurance through contracts with multiple carriers instead of one company's product line. This is a remote, work-from-home position. This role fits licensed agents who want more options to offer clients who've been turned down or underserved elsewhere, working entirely from home.

What you'll do

• Contact clients who've been declined or underserved by a single carrier and schedule a remote consultation to look at their options again.
• Review the client's health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to find coverage that fits the client's situation.
• Complete applications with the client using each carrier's own e-app system.
• Track every case and conversation in the agency CRM.
• Follow declined or complex cases through underwriting, keeping the client informed at each step.
• Stay current on carrier appetite and underwriting guidelines through ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who've had a hard time getting covered before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

What we provide

• Contracted access to multiple carriers through an independent agency, useful for cases other agents turn away.
• CRM and e-app platform access.
• Direct mentorship from founders Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Licensed agents who want to work harder cases are encouraged to apply through this listing.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.