Independent Life Insurance Agent

The Wood Agency Life; Newark (DE); Remote; USD 60,000 - 120,000; Full time

Job summary

The Wood Agency Life is seeking independent life insurance agents to serve the Glasgow, Delaware area from home. This remote role involves selling life insurance through contracts with multiple carriers, not a single product line.

Licensed agents will serve clients who have been declined or underserved elsewhere and provide options across several carriers. You will review health histories, compare carrier offerings, complete e-applications, and manage cases in the CRM while staying up to date on

Qualifications

• Active life license in resident state.
• Ability to research and compare options across multiple carriers.
• Clear, patient communicator with clients who have faced denials.

Responsibilities

• Contact clients declined or underserved by a single carrier and schedule remote consultations.
• Review health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to fit the client's situation.
• Complete applications using each carrier's e-app system.
• Track cases and conversations in the agency CRM.
• Follow declined or complex cases through underwriting and keep clients informed.

Skills

Licensed life agent

Tools

CRM software

e-app platforms

Job description

Wood Agency Life is hiring independent life insurance agents to serve the Glasgow, Delaware area. This is a remote, work-from-home position where you'll sell life insurance through contracts with multiple carriers instead of one company's product line. This role fits licensed agents who want more options to offer clients who've been turned down or underserved elsewhere.

What you'll do

• Contact clients who've been declined or underserved by a single carrier and schedule a remote consultation to look at their options again.
• Review the client's health history and prior denials before recommending a path forward.
• Compare offerings across multiple carriers to find coverage that fits the client's situation.
• Complete applications with the client using each carrier's own e-app system.
• Track every case and conversation in the agency CRM.
• Follow declined or complex cases through underwriting, keeping the client informed at each step.
• Stay current on carrier appetite and underwriting guidelines through ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Comfortable researching and comparing options across several carrier systems.
• Patient, clear communicator with clients who've had a hard time getting covered before.
• Organized case tracking across multiple pending applications.
• Reliable computer, phone and internet connection for remote work.

What we provide

• Contracted access to multiple carriers through an independent agency, useful for cases other agents turn away.
• CRM and e-app platform access.
• Direct mentorship from founders Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.