Whole Life Insurance Agent

The Wood Agency Life; Lewistown (MT); Remote; USD 60,000 - 90,000; Full time

Benefits offered by this job

Access to multiple carriers

CRM and e-app access

Ongoing product training

Job summary

The Wood Agency Life is seeking licensed insurance professionals to serve Lewistown, Montana and nationwide clients remotely. You will meet clients online, manage your own schedule, and guide them through permanent coverage options.

You will review current coverage, explain cash value and death benefit concepts, and handle the e-app submission. This role emphasizes ongoing training, CRM use, and independence as a 1099 contractor.

Qualifications

• Active life insurance license in resident state.
• Ability to explain cash value, riders and permanent coverage clearly.
• Familiar with quoting tools and CRM software.
• Able to manage weeks-long underwriting timelines.
• Reliable home office setup and connectivity.

Responsibilities

• Contact clients who asked about permanent coverage and set up remote meetings.
• Review client coverage, savings goals and family situation before presenting options.
• Explain whole life and IUL options from multiple carriers and cash value/death benefit interactions.
• Complete applications in the carrier's e-app platform with clients.
• Log client interactions and case status in the CRM.
• Stay with the case through underwriting to issue and update the client.
• Keep current on carrier products through ongoing training.

Skills

Client communication

Sales ability

Prospecting

Remote work discipline

Education

Active life insurance license

Tools

CRM software

e-app platform

Carrier quoting tools

Job description

Wood Agency Life is hiring whole life and IUL specialists to serve the Lewistown, Montana area and sell permanent life insurance coverage to families planning long-term protection. This is a remote, work-from-home position — you'll meet clients online nationwide and manage your own schedule from anywhere with reliable internet.

What you'll do

• Contact clients who've asked about permanent coverage or retirement-linked life insurance and set up a remote meeting.
• Review the client's current coverage, savings goals and family situation before presenting anything.
• Walk through whole life and IUL options from several carriers and explain how cash value and death benefit work together.
• Complete the application with the client inside the carrier's e-app platform.
• Log client interactions and case status in the CRM.
• Stay with the case through underwriting to issue, updating the client as it moves.
• Keep current on carrier products through the agency's ongoing training.

Qualifications

• Active life insurance license in your resident state.
• Able to explain cash value, riders and permanent coverage clearly to someone without an insurance background.
• Comfortable using carrier quoting tools and CRM software daily.
• Consistent follow‑up with clients across weeks-long underwriting timelines.
• Reliable computer, phone and internet for remote client work.

What we provide

• Access to multiple carriers through an independent agency.
• CRM and e‑app access for managing your pipeline.
• Ongoing product training on whole life and IUL cases from Ben and Andrea Wood.

Compensation

This is a 1099 independent contractor opportunity. Compensation is commission‑based. No salary or hourly pay is provided. Earnings depend on individual production. Licensed agents who want to work permanent coverage cases can apply through this listing.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.