Hybrid Small Business Banking Underwriter (Remote)

UMB Bank; Olympia (WA); Hybrid; USD 68,000 - 100,000; Full time

Job summary

UMB is seeking a Small Business Banking Underwriter in a hybrid role across Kansas City, MO; Dubuque, IA; and Denver, CO. You will analyze financial statements, perform cash flow, capital and collateral analysis, and render credit decisions in accordance with policy.

Qualifications include a Bachelor's degree in business, finance or marketing, 2+ years in commercial lending, proficiency with MS Office, strong written and verbal communication, and knowledge of SBSS scoring.

Qualifications

• Bachelor's Degree in (or emphasis in) business, marketing or finance preferred.
• 2+ years of experience in commercial lending or related banking.
• Proficiency on MS Office products (Word, PowerPoint, and Excel)
• Excellent communication skills (written & verbal)
• Good interpersonal & relationship building skills
• Strong understanding & knowledge of accounting principles, financial statements, & marketing practices
• Knowledge of SBSS Scoring Model preferred
• Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products

Responsibilities

• Analyze financial statements
• Utilize bank systems for loan processing and completion of loan proposal
• Complete underwriting and communicate credit decisions within SLA benchmarks
• Work closely with bank associates to facilitate loan closings
• Manage pipeline of credits and prioritize incoming credit requests and tasks
• Maintain working knowledge and stay current on lending and other bank policies

Skills

Excellent communication

Interpersonal & relationship skills

Accounting principles & financials

Loan underwriting

Analytical ability

Education

Bachelor's Degree in business, marketing or finance preferred

Tools

MS Office (Word, PowerPoint, Excel)

SBSS Scoring Model

Job description

UMB is seeking a Small Business Banking Underwriter in a hybrid role across Kansas City, MO; Dubuque, IA; and Denver, CO. You will analyze financial statements, perform cash flow, capital and collateral analysis, and render credit decisions in accordance with policy.

Qualifications include a Bachelor's degree in business, finance or marketing, 2+ years in commercial lending, proficiency with MS Office, strong written and verbal communication, and knowledge of SBSS scoring.