Hybrid Portfolio Manager - Middle Market Banking

Citizens; Coral Gables (FL); Hybrid; USD 95,000 - 130,000; Full time

Job summary

Citizens is expanding in South Florida and Tampa, seeking Portfolio Managers to perform full-cycle underwriting and portfolio management within a seasoned coverage team. You will analyze financial statements, tax returns, and credit information to present recommendations on commercial loan requests and modifications.

Responsibilities include proactive credit administration, structuring and documenting loans, client management, and collaboration with relationship managers, while balancing

Qualifications

• 4+ years of underwriting and portfolio management experience in C&I/CRE/Commercial banking.
• Bachelor's degree required.
• Strong communication skills and ability to collaborate with clients and internal partners.

Responsibilities

• Proactively manage credit and risk for assigned portfolio accounts.
• Structure, underwrite, and document new business, renewals and modifications as credit expert.
• Provide client management support for assigned portfolio.
• Direct client interaction on standard credit and risk follow-up issues.
• Collaborate with relationship managers on progress and portfolio concerns.
• Handle multiple demands while meeting deadlines and ensuring compliance with policies.
• Manage moderately complex credits.

Skills

Underwriting

Portfolio management

Credit analysis

Client management

Education

Bachelor's degree

Job description

Citizens is expanding in South Florida and Tampa, seeking Portfolio Managers to perform full-cycle underwriting and portfolio management within a seasoned coverage team. You will analyze financial statements, tax returns, and credit information to present recommendations on commercial loan requests and modifications.

Responsibilities include proactive credit administration, structuring and documenting loans, client management, and collaboration with relationship managers, while balancing