Lead Portfolio Manager, Middle Market Corporate Banking

Citizens Financial; San Francisco (CA); On-site; USD 150,000 - 200,000; Full time

Benefits offered by this job

Bonus opportunity

Competitive benefits

Medical, dental, vision

Job summary

Citizens Financial is seeking a seasoned Middle Market Corporate Banking Portfolio Manager to oversee underwriting, monitoring, and portfolio management for a complex commercial banking portfolio. You will conduct financial analysis, risk evaluation, and documentation for new and existing credit opportunities while ensuring policy compliance and client satisfaction.

You will manage relationships with Relationship Managers and senior leaders, deliver timely credit decisions, and operate with

Qualifications

• 6+ years underwriting and portfolio management experience in a regional commercial bank or larger institution.
• Middle Market or Mid-Corporate experience in C&I (commercial and industrial).
• Bachelor's degree required and formal credit training.
• 4 days a week in office minimum.

Responsibilities

• Manage a portfolio of the most complex credits with limited supervision.
• Demonstrate expert knowledge of clients and credits within the portfolio across departments.
• Conduct underwriting, risk evaluation, financial analysis, and portfolio maintenance as first line of defense.
• Structure, underwrite, and document new credit opportunities, renewals, and modifications.
• Maintain client interaction and resolve complex credit issues, ensuring compliance with policy.

Skills

Credit underwriting

Portfolio management

Financial modeling

Client management

Analytical skills

Communication

Education

Bachelor's degree

Tools

Excel

Job description

Citizens Financial is seeking a seasoned Middle Market Corporate Banking Portfolio Manager to oversee underwriting, monitoring, and portfolio management for a complex commercial banking portfolio. You will conduct financial analysis, risk evaluation, and documentation for new and existing credit opportunities while ensuring policy compliance and client satisfaction.

You will manage relationships with Relationship Managers and senior leaders, deliver timely credit decisions, and operate with