Group Portfolio Manager, Middle Market -Miami, FL

FinTrust Connect Careers; Miami (FL); On-site; USD 120,000 - 160,000; Full time

Job summary

FinTrust Connect Careers seeks a Group Portfolio Manager in Miami, FL to lead underwriting and ongoing credit administration for a Middle Market C&I portfolio. The role partners with Relationship Managers to deliver client service, manage credit risk, and mentor junior team members.

The ideal candidate has 5+ years of commercial banking experience, strong credit skills, and formal credit training to drive underwriting and portfolio management excellence.

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or related field.
• Minimum 5 years of commercial banking experience.
• Formal commercial credit training required.
• Experience underwriting and managing Middle Market commercial credit relationships.
• Demonstrated experience in commercial loan structuring.
• Strong financial statement analysis, cash flow modeling, and credit risk assessment skills.
• Knowledge of commercial lending documentation, covenant monitoring, and portfolio administration.
• Experience managing complex commercial loan portfolios throughout the credit lifecycle.
• MentoringAssociates or junior Portfolio Managers preferred.
• Strong communication, relationship management, and organizational skills.

Responsibilities

• Manage underwriting and ongoing credit administration of a Middle Market portfolio focusing on C&I lending.
• Analyze financial statements, cash flow, collateral, and industry trends to evaluate credit quality.
• Prepare credit underwriting packages, annual reviews, renewals, risk assessments, and portfolio reports.
• Lead portfolio management activities including covenant compliance, reporting collection, maturity management, and risk rating maintenance.
• Coordinate loan closing activities with internal teams to ensure timely execution.
• Review borrowing base availability, approve advances within authority, and support servicing requests.
• Partner with Relationship Managers to support client relationships and cross-sell opportunities.
• Maintain accurate portfolio reporting, monitor credit quality, and identify emerging risks with mitigation strategies.
• Mentor Associates and Senior Associates, supporting underwriting development.
• Report toCommercial Banking leadership and collaborate with Credit Risk, Loan Operations, Treasury Management, and Portfolio Support.

Skills

Financial statement analysis

Cash flow modeling

Credit risk assessment

Communication

Relationship management

Organization

Education

Bachelor's degree (Finance/Accounting/Business)

Job description

Group Portfolio Manager -Miami, FL

FinTrust Connect has partnered with a well-capitalized regional banking institution to identify top talent for a Group Portfolio Manager opportunity. This role is ideal for an experienced commercial banking professional with a strong credit foundation who excels in middle market underwriting, portfolio management, and loan structuring while serving as a strategic credit partner to Commercial Relationship Managers and mentoring junior portfolio professionals.

Why this opportunity?

• Culture: Join a collaborative, relationship-focused commercial banking team that values sound credit judgment, client service, accountability, and professional development. This is an opportunity to make a meaningful impact while working alongside experienced commercial banking professionals in a high-performing environment
• Workplace: Hybrid in Miami, FL
• Function: Lead underwriting and portfolio management activities for a Middle Market C&I portfolio while partnering closely with Relationship Managers to deliver exceptional client service, manage credit risk, and support the development of junior team members

Requirements:

• Bachelor's degree in Finance, Accounting, Business, or related field
• Minimum 5 years of commercial banking experience
• Formal commercial credit training required
• Experience underwriting and managing Middle Market commercial credit relationships
• Demonstrated experience in commercial loan structuring
• Strong financial statement analysis, cash flow modeling, and credit risk assessment skills
• Knowledge of commercial lending documentation, covenant monitoring, and portfolio administration
• Experience managing complex commercial loan portfolios throughout the credit lifecycle
• Previous experience mentoring Associates or junior Portfolio Managers preferred
• Strong communication, relationship management, and organizational skills

Description:

• Manage the underwriting and ongoing credit administration of a portfolio of Middle Market commercial banking clients with a focus on C&I lending
• Analyze financial statements, cash flow, collateral, and industry trends to evaluate credit quality and structure appropriate lending solutions
• Prepare comprehensive credit underwriting packages, annual reviews, renewals, risk assessments, and portfolio monitoring reports
• Lead portfolio management activities including covenant compliance, financial reporting collection, maturity management, exception tracking, and risk rating maintenance
• Coordinate commercial loan closing activities with internal operations and closing teams to ensure timely execution and documentation
• Review borrowing base availability, approve advances within established authority, and support routine portfolio servicing requests
• Partner closely with Commercial Relationship Managers to support existing client relationships, identify cross-sell opportunities, and participate in client meetings as needed
• Maintain accurate portfolio reporting, monitor credit quality, and proactively identify emerging risks while recommending appropriate mitigation strategies
• Mentor and provide day-to-day guidance to Associates and Senior Associates, supporting underwriting development and portfolio management best practices
• Reports to Commercial Banking leadership and collaborates closely with Relationship Managers, Credit Risk, Loan Operations, Treasury Management, and Portfolio Support teams