Hybrid Portfolio Manager — Credit Risk & Growth

Firstrust Bank; Harmonville (PA); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Firstrust Bank in Harmonville, PA is seeking a Portfolio Manager with deep expertise in credit risk and profitability, to monitor compliance and drive strong underwriting decisions within a hybrid work arrangement.

The role involves analyzing portfolio relationships, preparing financial models and credit memorandums, applying policies, supervising annual reviews, coaching colleagues, and ensuring accurate data entry into Vikar and other central systems.

Qualifications

• 3-5 years of banking experience focusing on commercial credit.
• Strong knowledge of credit policies and procedures.
• Ability to coach, lead and motivate colleagues.
• Excellent interpersonal and communication skills.
• Familiarity with banking software/systems, especially Vikar.

Responsibilities

• Monitor regulatory compliance, credit risk profiles and profitability.
• Protect portfolio integrity while sustaining profitability and managing annual reviews.
• Analyze portfolio relationships with support from Relationship Manager.
• Prepare financial models and credit memorandums; apply credit policies.
• Lead improvement initiatives and ensure high-quality documentation.
• Support development of new business and client relationships.

Skills

Interpersonal skills

Oral and written communication

Leadership / coaching

Credit policies

Tools

Vikar

Job description

Firstrust Bank in Harmonville, PA is seeking a Portfolio Manager with deep expertise in credit risk and profitability, to monitor compliance and drive strong underwriting decisions within a hybrid work arrangement.

The role involves analyzing portfolio relationships, preparing financial models and credit memorandums, applying policies, supervising annual reviews, coaching colleagues, and ensuring accurate data entry into Vikar and other central systems.