Hybrid Credit Portfolio Manager — Risk & Growth

001 The Northern Trust Company; Chicago (IL); Hybrid; USD 68,000 - 112,000; Full time

Benefits offered by this job

Hybrid work model

Retirement benefits (401k and pension)

Job summary

Northern Trust is seeking a Credit Portfolio Manager to oversee credit product risk and profitability for a portfolio of credit clients, while supporting Relationship Managers with financial analysis and underwriting.

The role requires 3-5 years in financial or credit analysis, with the ability to prepare credit memoranda and monitor loan quality in a hybrid office environment. Strong analytical communication skills are essential.

Qualifications

• 3-5 years in financial or credit analysis
• In-depth knowledge of finance, accounting and investments to analyze financial statements
• Analytical and communication skills to determine credit risk and prepare presentations

Responsibilities

• Manages credit product risk and profitability for a portfolio of credit clients and monitors loan performance to ensure that loan quality adheres to guidelines
• Supports Relationship Managers through financial/credit analysis and credit underwriting
• Researches and analyzes pertinent financial statements and investment holdings/portfolios
• Evaluates investment holdings/portfolios and personal financial statements for liquidity, collateral support, repayment sources and creditworthiness
• Prepares and presents written credit memoranda for credit approval
• Coordinates preparation and execution of legal documentation with the Relationship Manager and provides updates on client credit quality to Credit Policy
• Monitors client loan portfolios on an ongoing basis and travels to client locations when required
• Trains Rotational Development Program partners and less experienced analysts

Skills

Credit analysis

Financial analysis

Job description

Northern Trust is seeking a Credit Portfolio Manager to oversee credit product risk and profitability for a portfolio of credit clients, while supporting Relationship Managers with financial analysis and underwriting.

The role requires 3-5 years in financial or credit analysis, with the ability to prepare credit memoranda and monitor loan quality in a hybrid office environment. Strong analytical communication skills are essential.