Hybrid Personal Lines Product Leader

Penn National Insurance; Harrisburg (Dauphin County); Híbrido; USD 75.000 - 104.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Remote and hybrid work options

Descripción de la vacante

Penn National Insurance seeks a Personal Lines Product Manager to evaluate, analyze, develop products and pricing, and maintain Personal Lines programs to drive production and profitability. This hybrid role is based in the Harrisburg, PA area, collaborating with underwriting, pricing, and regulatory teams.

The position emphasizes pricing optimization, product strategy, and timely rate changes to stay competitive, with a compensation range of $75,000–$104,000 annually and potential incentives

Formación

• Bachelor’s degree in Mathematics, Statistics, Economics, or Finance preferred.
• Multiple CPCU exams or equivalent industry experience preferred.
• 2 years of personal lines pricing or underwriting preferred.
• Strong working knowledge of Excel, Access, Comparative Rater software, Data Visualization Tools.
• General data mining and analysis.

Responsabilidades

• Provides technical support, develops best practices related to emerging issues, educational materials, training for products and programs, auditing field underwriting performance, participates in the strategic direction of the division including the development of new products and services.
• Utilizes predictive modeling analyses to improve product pricing and reduce rate subsidization to support production and profitability goals.
• Serves as liaison to regulatory bodies for changes to state regulations by rate bureaus/regulatory bodies and vendors for implementation/revision of new products and services.
• Provides technical support for products, programs and pricing develops trends and project problems.
• Monitors performance of assigned states, loss ratios, demographics, market and industry trends, legislative and regulatory activities etc. to anticipate problems and proactively design corrective actions to address profitability issues and develop innovative resolutions to enhance products, profitability and goals.
• Continuously refines product strategy through the timely creation of new and improved coverage offerings, underwriting guidelines, and pricing that ensure Personal Lines Product Portfolios remain competitive in marketplace for their assigned states to support production and profitability goals.
• Continue to ensure that Personal Lines Product Portfolios (coverage, underwriting, and pricing) remain in compliance with new laws, bulletins, and bureau mandates for their assigned states.
• Coordinates the rate review process for assigned states to ensure timely implementation of rate changes that reflect personal lines strategic direction to support production and profitability goals.
• Prepare communication to agencies and internal staff regarding product changes.

Conocimientos

Business Acumen

Negotiation

Results Oriented

Time & Priority Management

Decision Making

Educación

Bachelor’s degree in Mathematics, Statistics, Economics, or Finance preferred

Multiple CPCU exams or equivalent industry experience preferred

Herramientas

Excel

Access

Comparative Rater software

Data Visualization Tools

Descripción del empleo

Penn National Insurance seeks a Personal Lines Product Manager to evaluate, analyze, develop products and pricing, and maintain Personal Lines programs to drive production and profitability. This hybrid role is based in the Harrisburg, PA area, collaborating with underwriting, pricing, and regulatory teams.

The position emphasizes pricing optimization, product strategy, and timely rate changes to stay competitive, with a compensation range of $75,000–$104,000 annually and potential incentives